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Starling Bank: Under 16s card reviews

4.89
Based on 3,124 reviews, last reviewed 11th Jun 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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0%
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0%
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Latest highest rating:

5

Simple, fast and flexible under 16 account setup So easy to set up an under 16 account and have all the fallibility age controls to manage the account alongside our son. Reviewed on: 11th June 2026
Stu R's avatar
Stu R

Latest lowest rating:

1

Software not working properly In spite of several calls to Customer Service, both my children's accounts are still not up and running properly which has wasted an enormous amount o... Read more Reviewed on: 25th April 2024
Anon's avatar
Anon

About this product

Starling offer an under 16s account with an award-winning free debit card and app for 6–15 year olds.

You get instant phone notifications every time your child spends or receives money and you can set automatic top-ups. The Under 16s account is easy to set up from your Starling personal or joint account.

Starling Under 16s card reviews help you find out what it’s really like to be a customer. If you’ve used Starling before, you can also leave a review and share your experience.

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Starling Bank Under 16s card reviews (3124)

Child Friendly-Adult Happy

5
I have tried the other children's bank sites but found them far too complicated and expensive. Starling simplifies everything. Making the app easy to use and child friendly. Reviewed on: 4th February 2022

Just Brilliant

5
So easy to arrange and set up! My 12 year old is becoming money savvy and with the app, she can see when she's earned her pocket money, keeps track of her spending I wish these had been around when I was her age! Reviewed on: 4th February 2022

perfect

5
very happy with the service. The app is perfect, the flexibility is amazing, really happy being able to give my daughter some financial freedom whilst knowing I can see what's happening if I need to. Highly recommended Reviewed on: 4th February 2022

Excellent all round

5
Easy. Clear. Modern. No fuss. I love the app and so do my kids. Best by far. I use a number of banks & the others seem arcane by comparison. Reviewed on: 4th February 2022

Kids love it

5
The kids and i have loved the kite cards! So handy snd helps teach them financial independence. They have the kite apps on their phones too for their accounts. I have already recommended starling to loads of people, even teachers at school have asked my kids about it Reviewed on: 4th February 2022

Great first steps in to money in the digital age.

5
Having reviewed a few options I chose to go with Kite for my daughter. It allows a safe way to introduce her to the topic of managing money in a digital age. It allows both contactless and can be paired with a mobile which was creitical to me as these are now common and expected features. Finally the app is straigh forward and simple to use. Reviewed on: 4th February 2022

Easy to use, easy to manage

5
Starling has been fantastic, the app is fully featured and doesn't try to sell additional products. I have a kite set up for my daughter (9yo). Having a contactless card that looks like a grown-ups card gives her a real feeling of independence and still allows me to track her spending and manage her account. I wouldn't hesitate to recommend Starling to anyone. Reviewed on: 4th February 2022

A child's bank account we were waiting for!

5
We love it! It ticks all the boxes - I can keep an eye on my son's spending thanks to it being linked to my account. A fabulous way to introduce the value of money and how to save and spend. Love it! Reviewed on: 4th February 2022

So easy and reasonable.

5
I work full time as does my husband so monitoring the spending of our 4 children is difficult. As 3 of them are teenagers this service makes it so easy to ensure they have the money they require when needed and can also keep an eye on what they are buying while capping how much they can access and/or spend daily. So inexpensive, so easy, accessible and convenient. Well done Starling!! Reviewed on: 4th February 2022

Excellent

5
Son absolutely loves his bank card and helps his mum shopping with gives him great independence Reviewed on: 4th February 2022

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