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Starling Bank: Current account reviews

4.87
Based on 27,464 reviews, last reviewed 26th Aug 2026
77% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great app Great app and when my account wa hacked, I received my money back pretty quickly. Reviewed on: 26th August 2026
David T's avatar
David T

Latest lowest rating:

1

Avoid Starling Bank they don't let you use your own... Avoid Starling Bank they don't let you use your own money by stopping you transferring it between your own accounts and also returned a £20 direct deb... Read more Reviewed on: 21st August 2026
Mark T's avatar
Mark T

About this product

Starling Bank offer a current account that allows you to track your spending across 56 categories.

You can manage your current account through Starling Bank’s award-winning app. Current accounts include the option to set up Saving Spaces which are like virtual change jars within your account.

Starling Bank current account reviews help you find out what it’s like to be a customer. If you’ve used Starling Bank before, you can also leave a review and share your experience.

Starling Bank Current account reviews (27464)

Review of the Starling Bank, Current account:

Dead wood

2
They stopped developing and moving on. Also, I will take decision my self when and how much to invest into cryptocurrencies. Reviewed on: 26th January 2023

i have saved a bomb in overseas payment costs!

5
As I was going to spend 3 months abroad in 2018, I decided to research cheaper methods of paying bills, because I was fed up with losing large amounts of money in currency conversion when taking cash and on overseas spending on cards. I decided on Starling Bank because it looked extremely competitive and had a UK banking licence and full regulatory protection of my money. My experience far exceeded my expectations. Some banks in Australia even gave me free ATM withdrawals (though most charged $2 to $4 per withdrawal despite Australian banking law changes), and the same was true in New Zealand. Only 2 suppliers there could not process the transaction (out of more than 100) using the Starling Bank card, and it was clearly their systems that were the problem, not Starling's. Taxis had no problems taking payment. Nor did hotels, Princess Cruises and Holland America, that simply put a hold on the amount due before checkout, and even my hire car companies (Hertz in Australia and the USA, and Omega Car Rentals in New Zealand) accepted the debit card despite insisting on credit cards on their websites. In the USA in January, 2 car park machines in Crystal River, Florida, did not accept the Starling Bank card, 1 supermarket in Orlando struggled to get the card accepted by their till, and as usual, garages would not accept any foreign plastic cards at the pump and wanted pre-authorisation before switching on the pump - again the problem is their systems, not that of Starling Bank. Overall, I thoroughly recommend the Starling Bank debit card for overseas use, though as always, I suggest that a backup card is to hand for the odd establishment that has outdated systems. Reviewed on: 9th February 2019

Just... easy!!!

5
Iv'e tried a few Online Banks and surely will stay with Starling whenever I'm traveling, as tey are the easiest and quickest way to manage money and add funds, when needed. Best of all - they have one of the best conversion rates. Reviewed on: 9th February 2019

Innovative

5
An innovative bank with an intuitive , easy to use app featuring a great array of services. Reviewed on: 9th February 2019

Excellent Bank

5
No hassle banking with Starling. Easy account opening, customer service is excellent and best of all, NO FEES! Reviewed on: 9th February 2019

Best Bank Ever

5
I’ve banked with them all but Starling Bank is amazing. Real time notifications. No pending money that looks available but isn’t, I never go overdrawn or face silly charges and fantastic customer service with agents available at all times. Couldn’t recommend any more! Reviewed on: 9th February 2019

Smooth and capable

5
Just works worldwide, no unnecessary clutter on app. Very capable and quick response customer service team. Reviewed on: 9th February 2019

Starling Bank spaces

5
With the spaces of Starling Bank, I enjoy saving money Reviewed on: 9th February 2019

Fab bank

5
Love the saving 'spaces', love how easy it is to use abroad, very user friendly. Reviewed on: 9th February 2019

Great bank account

5
I have had a great experience with Starling Bank they are there for you 24/7 by email phone or app. Affordable overdraft facility and great ways for you to save money within your app banking. Easy functionality overall great service. Reviewed on: 9th February 2019

Makes banking so easy!

5
Has loads of features that other banks don't have. App is much more user friendly than other banks Reviewed on: 9th February 2019

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