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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Step change have been my saviours

They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

non judgemental sorted me out cured my depression ga...

non judgemental sorted me out cured my depression gave me peace of mind sleepness nights disappeared did som e great deals with my many creditors what a gift of giving me my life back Reviewed on: 1st May 2024

Advisors were compassionate, understanding and helpful.

Advisors were compassionate, understanding and helpful. I was at the end of my tether and I am truly grateful for the support and expert advice I received. Reviewed on: 1st May 2024

Made me feel like I wasn't being judged

I was very upset and anxious due to my situation I found myself In because of the current climate and financial pressures x the agent who called me was very respectful and made me feel safe and not judged x Reviewed on: 1st May 2024

Super helpful

They were really helpful with helping me sort my debt and get a plan in place. Thanks to step change and there help I will be debt free next year!! Reviewed on: 1st May 2024

stepchange helped me take control of my debt

When i contacted stepchange i was at rock bottom. I didn’t answer the phone or open letters. I lived in fear of how bad my debt had got. I initially went online and completed the information and having done that i spoke to people from stepchange. I was never spoken down to or made to feel embarrassed. It was always a positive experience. Im not debt free but I'm able to make manageable payments and know that it will be paid off Reviewed on: 1st May 2024

Was at my wits end with how to get my debts under co...

Was at my wits end with how to get my debts under control but Stepchange have been with me all the way. Always there for me whether by phone or email. Hugely recommend. Reviewed on: 1st May 2024

Help when it was most needed.

I was close to the end of my tether when I found Stepchange.. They have been so helpful and helped me through a tough time. They are always there to help whenever it is needed with understanding and lots of helpful advice. I am and always will be so grateful to them for all their help. Reviewed on: 1st May 2024

Invaluable service.

Invaluable service. Helped me reduce my monthly debts by £300.Taken the worry away. Reviewed on: 1st May 2024

Took so much pressure of my shoulders, kind understa...

Took so much pressure of my shoulders, kind understanding, no judgment and made the process so seamless. Reviewed on: 1st May 2024

Step change can and will help you!

I accumulated debt due to a drastic change of circumstance. Step change worked out an affordable plan with me, no judgment just sympathy and support for the situation I had found myself in. I am now only one year away from being completely debt free. I’d never imagined I’d be saying that 6 years ago. Reviewed on: 1st May 2024

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