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StepChange: Debt advice reviews

4.95
Based on 16,828 reviews, last reviewed 20th May 2026
101600% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Someone who understands what you are going through a... Someone who understands what you are going through and understands what you need.Good listener,makes you feel good Reviewed on: 20th May 2026
Derek 's avatar
Derek

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16828)

Review of the StepChange, Debt advice:

Step change have been my saviours

5
They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Helpful people

4
They have been so helpful and understanding in all the things they do, I had a little hicup where they cancelled my account a week after reinstating it but now all sorted and back to paying it off Reviewed on: 27th June 2023

Amazing

5
I have referred services users to this support many times of the years and they have all ways been amazing Reviewed on: 26th June 2023

Best Help for people saddled with debts

5
Best decision I have ever made. Mental stress with debts were becoming unmanageable. Stepchange helped me throughout the process. Straightforward and help is readily available. Reviewed on: 23rd June 2023

Need help!

5
I have various debts, 1 of which I can't remember ordering anything etc. So I need lot's of help with this. Reviewed on: 23rd June 2023

Supportive and knowledgeable

5
Don't know where I would be without the support I received from StepChange, my debt was unmanageable and as a single-parent I felt isolated and alone; StepChange offered a listening ear and advice to help manage my debt. I am now debt free! Reviewed on: 21st June 2023

expert team and great advice

5
I have had a debt management plan for 14 years following disability and running up large debts,the staff were very understanding and the advice given was to the point and easy to understand. I have had no issues in all that time with the companies I owe money to because Stepchange dealt with them for me.Amazing staff easy to talk to and would recommend to anyone. Reviewed on: 21st June 2023

The 1st step to gaining control

5
I have always been terrible with money but they have been great in helping me organise payments etc to my creditors . No judging me just solid reliable advice. Its the 1st step in getting control of your life again. Reviewed on: 19th June 2023

Excellent

5
I have been with Step Change a few years now and they have helped me tremendously. I can't thank them enough. They took care of everything for me and are always approachable and understanding. There is no judgement and they have heard all before. I felt extremely comfortable discussing my money issues, debts etc with them and we found a solution which was acceptable to myself and my creditors. A HUGE weight off my mind and can see my balance reducing all the time. Reviewed on: 19th June 2023

Great help!

5
I couldn't recommend stepchange enough! From start to finish stepchange has made it simple and easy to receive help and taken a great load off of my shoulders. The online system is really easy to use and the call advisers are always great help. Reviewed on: 18th June 2023

Much needed help

5
I was in so much dept and struggling to pay everything, I contacted stepchange and they put me on the right plan I have 6 months left on my dept now and the money I was paying to them will no go into a savings account so I don't get in this position again. They ate a breath of fresh air... Reviewed on: 18th June 2023

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