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StepChange: Debt advice reviews

4.95
Based on 16,814 reviews, last reviewed 19th May 2026
100900% increase in 5 star reviews
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900% increase in 1 star reviews
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Latest highest rating:

5

Saved me from living with the darkness of debt, took... Saved me from living with the darkness of debt, took this burden off my shoulders, and back in control, cant thank them enough honestly, if you are in... Read more Reviewed on: 19th May 2026
I wanna be debt free's avatar
I wanna be debt free

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16814)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Understanding and really helpful.

5
No judgement just support. Helped me set everything up. The worry and anxiety went away. Reviewed on: 12th August 2022

They really help personal circumstances

5
This charity is a life saver. I have navigated my way through scary and overwhelming personal debts with their help and knowledge, I have a clear plan and way through with monthly manageable repayments on my debt management plan and its been a life saver. I couldn't recommend them more. They are kind and genuinely care about the individuals circumstances Thank you stepchange for the hope you've given me in an anxious and out of control time Reviewed on: 12th August 2022

Very helpful

5
Stepchange have been brilliant and I'm less stressed now my debts are being managed Reviewed on: 12th August 2022

There when needed them.

5
Very helpful and understanding no judgement was made against me and helping with my debts. Reviewed on: 12th August 2022

Excellent service

5
Stepchange have been crucial to us in getting on the road to being debt free and stress free Reviewed on: 12th August 2022

Helpful

5
AlwYs happy to help with info you may not of thought of Reviewed on: 12th August 2022

Very helpful

5
Not daunting process straight forward.staff helpful.everthing keep updated . really can't say much else would recommend if asked Reviewed on: 12th August 2022

They help when I was close to going under

5
Very helpful throughout periods of great difficulty Reviewed on: 12th August 2022

Step Change changes lives by even helping people to avoid committing suicide from serious debt that can plunge some people into even depression.

5
Step Change Debt management service could never ever get any better than they are. They have piloted me through "a dark tunnel" of further plunging deeper into my debts. I don't know how I would manage without Step Change. They are one of the best in this area. Tbh, I was on the brink of moving to another country in exile and assuming a new identity and just abandon the best but then Step Change rescued me by; "tossing me a Life jacket in the middle of the ocean, drowning in" my in debts of approximately £22,00. Now I'm pleased to say just how Step Change has restored my feeling of despondency, ie they advised me on how best to managemy debts. L.H. Reviewed on: 12th August 2022

I can breathe again!

5
A friend recommended StepChange around 4 years ago and they have 100% given me the most helpful advice in a respectful and unpatronising manner. They gave me options that fit my situation and then helped organise the one I chose! Honestly, for the first time in a lot of years I felt I could breathe again!! My situation will not change overnight but I am no longer sticking my head in the sand thanks to them! Reviewed on: 12th August 2022