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StepChange: Debt advice reviews

4.95
Based on 16,823 reviews, last reviewed 19th May 2026
101350% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Stepchange was a life saver & are very very helpful,... Stepchange was a life saver & are very very helpful,professional & friendly I would definitely recommend them Reviewed on: 19th May 2026
Susie Smith's avatar
Susie Smith

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16823)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Life saver!

5
Straightforward no nonsense sorted! Reviewed on: 29th July 2022

A weight off your shoulders, with help from stepchange.

5
Helpful ,non judgemental,works out an affordable budget to repay your creditors, and takes the pressure off you having to deal with them. Reviewed on: 29th July 2022

Life changing support

5
Step Change helped me during a very difficult time of my life and supported me through sorting out my finances. I will be forever grateful for giving me hope and boost that I needed and having difficult conversations on my behalf. Reviewed on: 29th July 2022

Top rate debt management for customers

5
always helpful, caring, & efficient Reviewed on: 29th July 2022

A helping hand when needed

5
Lovely non judgemental advisors who deal with often desperate situations and seek to provide impartial solutions Reviewed on: 29th July 2022

Faultless

5
We were struggling so much with a low income, then out mortgage provider recommended Stepchange, so we rang them. Their advice and support was such a relief! and their expenditure plan has kept us on track ever since. They removed all the stress, and possibly our marriage. Reviewed on: 29th July 2022

Debt help.

5
Over the years step change have helped me so much to manage my debts.I don't know what I would have done without them.they are simply the best. Reviewed on: 29th July 2022

Understanding and helpful

5
Really helpful people who listen and explain your options. I’d urge anyone to make that first contact which is the hardest part Reviewed on: 29th July 2022

Much needed support from a trusted company

4
When things started to get on top of us during the lockdown, we didn't know what to do and suffered in silence for quite some time until one of our credit card companies recommended Step Change if we were struggling financially. As we have never been in this situation before, we did not know what to expect but straight from the initial contact, their friendly advisors put us at ease and guided us through the whole process which involved us following their easy to understand online services. We have now been with them for 2 years and found our stress levels much better and whenever things get difficult (due to spiralling bills we are all facing), they are always on hand to guide us through and get us into a position where we can afford to keep everything paid on time in a way that is manageable and easy to keep track of online. Definitely recommend if you are like us and struggling in what to do, don't bury your head, get in touch with a friendly, trusted company who will help you every step of the way! Reviewed on: 29th July 2022

The help I needed when i was desperate

5
The help and advice from Step change is invaluable... Reviewed on: 29th July 2022

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