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StepChange: Debt advice reviews

4.92
Based on 18,665 reviews, last reviewed 16th Jul 2026
75600% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026
Patricia rose's avatar
Patricia rose

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18666)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

The company is excellent.

5
The company is excellent. Staff as well . Very helpful. Highly recommended if you have financial problems. Reviewed on: 1st May 2024

Helpful and understanding

5
They helped me through a difficult time after divorce left me in debt. I had many sleepless nights until contacting Stepchange. The advisors are so friendly not judgemental and very knowledgeable in all aspects of debt recovery etc. Reviewed on: 1st May 2024

I was in debt with a credit card company because of...

5
I was in debt with a credit card company because of the cost of living I couldn’t afford to pay the repayments was really worried step change really helped me and came up with a affordable payment plan now I have peace of mind Reviewed on: 1st May 2024

Stepchange - an incredible organisation.

5
I would not have any peace of mind without their guidance and support. They walked me through my options, stood by my side and helped me maintain my dignity. Amazing people . Reviewed on: 1st May 2024

Stepchange took the weight and worry from me 10 year...

5
Stepchange took the weight and worry from me 10 years ago. I could never have got to the position I am in without them - almost debt free . They have always been professional, sincere and willing to listen and help. I have no complaints whatsoever and I’m so glad I was told about them . Reviewed on: 1st May 2024

Would Highly Recommend To Anyone With Nowhere To Turn

5
Helped me out of a sticky situation and always able to answer and queries I’ve had about any of my debts. Would highly recommend to anyone that finds like they haven’t anywhere to turn as they took away having to contact all debt companies and negotiated a deal while taking no fee themselves Reviewed on: 1st May 2024

So helpful

5
They are so helpful and you never feel they are judging you. Reviewed on: 1st May 2024

Stepchange have helped me tremendously, taken a big...

5
Stepchange have helped me tremendously, taken a big weight of my shoulders and are always professional, can’t recommend them enough if your struggling Reviewed on: 1st May 2024

They helped me sleep at nights without the worry of...

5
They helped me sleep at nights without the worry of debt Reviewed on: 1st May 2024

From start to finish the advisors were first class i...

5
From start to finish the advisors were first class informative, understanding and helpful. Reviewed on: 1st May 2024