Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,665 reviews, last reviewed 16th Jul 2026
75600% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026
Patricia rose's avatar
Patricia rose

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18666)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

From stress to success

5
When I was in a time of great worry and stress about my finances, StepChange came along and have helped me massively. From having high levels of debt to having no debt is incredible. Thanks to them. Reviewed on: 1st May 2024

I was in such a financial mess when, at my age, I sh...

5
I was in such a financial mess when, at my age, I should be settled. Stepchange help me through the mess and basically sorted everything out without me having to talk to my creditors. They helped draw up my budget and even though a felt embarrassed saying how much I owed, the person on the end of the telephone was so sympathetic and really made me feel at ease. Since starting my plan they have continued to support me. Speak to Stepchange first before it becomes a bigger problem Reviewed on: 1st May 2024

Very helpful

5
Without stepchange I could not resolve my financial situation Reviewed on: 1st May 2024

Helped me to live my life again.

5
Helped me to live my life again...I am terminally ill but that didn't stop debt collectors from harassing me. Stepchange changed this....now I can make the most of the time I have left.........Thank you x Reviewed on: 1st May 2024

Working with Stepchange is a huge relief

5
Working with Stepchange has brought to me and family a relief regarding the appropriate management of our debt payment. Reviewed on: 1st May 2024

Easy to deal with and they provide a great service

5
Easy to deal with and they provide a great service Reviewed on: 1st May 2024

Life change with Stepchange

5
I carried the weight off debt for years and after dealing with step change, I can breathe again, I can walk tall and upright. Every time I have called each and everyone I have dealt with have been amazing and so polite. I would highly recommend Step change to anyone that feels like they are drowning in debt, they don't just throw you a life safer, they gently help you out so you can breathe again. Thank you.. Reviewed on: 1st May 2024

Stepchange helped me when I couldn't see any solutio...

5
Stepchange helped me when I couldn't see any solution to my debt, with friendly helpful advice they helped .me manage my debt Reviewed on: 1st May 2024

Very understanding and professional

5
Very understanding and professional Reviewed on: 1st May 2024

Don't be afraid to ask for help.

5
Don't be afraid to ask for help. Stepchange are non judgemental. I have two more payments to make on my plan and I will be debt free. Thanks to Stepchange. Friendly and welcoming, thanks for your support. Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products