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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

I can sleep better

Stepchange changed everything for me due to debts I had. Now I have a payment plan and it helps me they sorted everything out for me didn’t judge me now I’m in a good place and don’t have to worry as stepchange helped me Reviewed on: 22nd July 2021

Stop worrying

Best thing I did contacting stepchange set me up with a manageable DMP Only a year left them I am debt free Also helped with an equity release as I had an interest only mortgage My experience with Stepchange has been nothing but positive Reviewed on: 22nd July 2021

Gave Me Hope

If it had not been for the intervention of StepChange I truly believe that I would not be on this planet. They do not judge, do not criticise. They help you not just with your debts, they help you cope with the stress. All the staff seem to care which, in turn, reduces feelings of stress and anxiety. Thank you StepChange. Reviewed on: 22nd July 2021

Fantastic service

They got me through a terrible part of my life Reviewed on: 22nd July 2021

Amazing

Amazing got me on the path I needed thank you so so much stepchsnge Reviewed on: 22nd July 2021

Approachable & understanding

I felt so much support and relief after contacting Step Change. You are treated with respect & kindness. No judgement of your situation. Practical and realistic help. Now I am on a debt management plan I feel in control of my finances for the first time in decades. Such a supportive service. Highly recommended. Reviewed on: 22nd July 2021

Life changer

Absolutely amazing,they have changed my life,I’m still paying all my debts off at an affordable rate,I can’t recommend them enough Reviewed on: 22nd July 2021

I would recommend anyone with money worries to contact them for peace of mind

Gave me peace of mind and very helpful helped sort out my finances Reviewed on: 22nd July 2021

[email protected]

You have been there for me I've got my life back Reviewed on: 22nd July 2021

They changed my life

Without them I don’t think I would be alive today Reviewed on: 22nd July 2021

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