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StepChange: Debt advice reviews

4.92
Based on 18,666 reviews, last reviewed 22nd Jul 2026
75620% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hi my name is Albert . Hi my name is Albert . I'm very satisfied based on the services given to me so far by Stepchange. It is so much appreciated. Im very grateful thanks ... Read more Reviewed on: 22nd July 2026
Albert Nnokwutem 's avatar
Albert Nnokwutem

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18666)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

I got into a debt management program with step change

5
I got into a debt management program with step change 6 years ago, after turning my life around from active addiction. Step Change has really helped me in continuing to pay off my debts. Before I started I though what's the point, might as well kill myself. I was so wrong and I am proud of what I have achieved/ Reviewed on: 1st May 2024

Excellent service, friendly and helpful.

5
Excellent service, friendly and helpful. Reviewed on: 1st May 2024

So much help while i struggled with my cancer.

4
I have cancer and recently it's been difficult with ops and no longer being able to speak. I missed my review and with the year I've had each time I had it in my head to sort it I was either ill or in hospital. They stopped bugging me when I emailed them. I'm still struggling but feel much happier now knowing they have my back and won't just say do it or leave. Reviewed on: 1st May 2024

Didn't know which way to turn ,then I turned to step...

5
Didn't know which way to turn ,then I turned to stepchange and they have changed my life from a dark tunnel to rays of light . Would highly recommend them to anybody. Professional knowledgeable understanding with know judgement on yourself .can't speak highly enough about them. Reviewed on: 1st May 2024

All dread had gone after the initial call

5
With StepChange on board you always have someone to talk to, or you can manage your plan online. They help with every step of the way, without being judgemental. A great weight was lifted after I made the first call. Now our plan is nearly paid off. Can't thank them enough! Reviewed on: 1st May 2024

Feeling less stressed

4
They have helped me reduce my payments from £650pm to £250pm it was a massive relief, they have been so supportive and did all the work Reviewed on: 1st May 2024

Amazing service

5
Amazing service from the initial setup to answering any queries and resolving issues. Reviewed on: 1st May 2024

A human and pragmatic supportive approach always

5
A human and pragmatic supportive approach always Reviewed on: 1st May 2024

Get back on track

5
Step Change helped me get back on track and pay off all my debts in less than 3 years with an affordable amount. They also helped stop any interest. Reviewed on: 1st May 2024

Great customer service they resolve every issue with...

5
Great customer service they resolve every issue without the stress of contacting the debt companies yourself life changing service I highly recommend to anyone in debt needing help Reviewed on: 1st May 2024