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StepChange: Debt advice reviews

4.92
Based on 16,839 reviews, last reviewed 22nd May 2026
102150% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

You really get the help without being judged Kind, helpful, empathetic, knowledgeable, caring, patient and professional Reviewed on: 22nd May 2026
Cornelia S's avatar
Cornelia S

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16839)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Step change plus

5
They have looked after me a few years and are always check I'm doing OK Reviewed on: 3rd September 2021

Advice on debt

5
The best thing that I have found that has helped me sorting out all my credit card debts. I was in a very bad place as I couldn't cope any more with the amount of debt I had. It got to the stage where I thought that the only way out of this mess was to end my life. Thankfully I was told about Step change and that has mad a massive difference in my life. I know now that my debt will eventually be paid off and I no longer have the stress of worrying about getting letters looking money Reviewed on: 3rd September 2021

First class

5
First class service and always keeping the clients advised Reviewed on: 3rd September 2021

Help when needed

5
Easy to talk to and not judgemental Reviewed on: 3rd September 2021

Changed my life!

5
Years of debt created stress and anxiety. Stepchange took it all away by managing my debts at no cost through a debt management plan. It changed my life! No longer work about the calls and letters pressing me to make payments from creditors that I could not afford. They spread one payment across all debts and creditors respect their involvement on my behalf. Thank you Stepchange for saving my life! Reviewed on: 3rd September 2021

Saviour from debt

5
Stepchange helped me when I was struggling to pay my debts. I am halfway into paying my debts and working towards debt freedom. Reviewed on: 3rd September 2021

Very supportive!

5
Always very friendly and helpful if you ever need to ring them with a problem. Make you feel supported rather then judged Reviewed on: 3rd September 2021

CCCS and Stepchange saved us

5
Without the expert help from CCCS/Stepchange, my family and I would not have a roof over our heads. Debt Collectors change their tune when a properly managed DMP is in place, so I salute Stepchange and nominate for the first place. Reviewed on: 3rd September 2021

Life saver

5
All when I thought that all hope was lost, Step Change stepped in and came to my rescue. Now my family and myself can breathe freely. Reviewed on: 3rd September 2021

Fantastic support

5
They provided me with a tailored service to support me when I was struggling with my unsecured debt. With their support I was able to get on top of it, removing my anxiety about how I would cope with my creditors. Highly recommended and would refer anyone struggling with debt to contact them. Reviewed on: 3rd September 2021

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