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StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14720)

Making the phone call to them changed my life!

5
I felt like I was drowning until I make the call to Stepchange. They understood, helped and supported me and I’ve been able to get my life back on track. It was the best decision I ever made. Reviewed on: 22nd July 2021

Helpful

5
After being stressed by debt. I got in touch with stepchange and straight away they showed me there was a way out of my debt problems. Reviewed on: 22nd July 2021

Couldn't have paid off my debts without their support.

5
Very supportive when things got in the way. Reviewed on: 22nd July 2021

Great help

4
Step change has made the changes that help me get life slowly back on track and help me build a better and worry free future for me and my family. Reviewed on: 22nd July 2021

Amazing!!

5
In 4 simple words: They saved my life Reviewed on: 22nd July 2021

Excellent company

5
Got me out of a dark place sorted my finances out Reviewed on: 22nd July 2021

Life savers

5
When I first called step change I was very depressed about my financial situation and honestly didn’t believe anyone could help . I was terrified to make that first call as I felt so embarrassed and ashamed but the person that I spoke to was so kind and understand. I have recommended to a few people Reviewed on: 22nd July 2021

Top class life savers!!!

5
Brilliant, I’m about 18 months away from being debt free ; because of step change it feels like 18 minutes away! My circumstances changed so much but they’ve made my journey very comfortable; non judgemental and supportive from the start (back in 2015)! Can’t recommend enough.. Reviewed on: 22nd July 2021

Understanding and outstanding service

5
Stepchange and its advisors have been very supportive to me all the way through my financial struggles. The team are very understanding and very professional at the delivery of a 5 star service to help people who are struggling financially. Reviewed on: 22nd July 2021

So good

5
Helping me so much a great weight lifted off my shoulders would be homeless jobless and living on streets without them and still unable to pay debts Reviewed on: 22nd July 2021

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