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StepChange: Debt advice reviews

4.92
Based on 16,848 reviews, last reviewed 25th May 2026
102600% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

If you're struggling with debt, contact StepChange! Got into serious debt with 10 credit cards, struggling to pay. Contacted StepChange debt charity and did a financial review of my income and outgoings... Read more Reviewed on: 25th May 2026
Mohammed H's avatar
Mohammed H

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16848)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Sent from heaven

5
Head was buried in the sand until I met these guys modern day angels Reviewed on: 23rd July 2021

A life saver.

5
Allowed me to survive and still repay all of my outstanding debts. Reviewed on: 23rd July 2021

Kind, understanding and no judgement

5
I have found SC responsive and supportive Reviewed on: 23rd July 2021

Fantastic advice and help

5
Fantastic help and support when things went wrong in my life, set me on the right track to pick up the pieces and start over Reviewed on: 23rd July 2021

Lifesaver

5
Easy to deal with and not judgee Reviewed on: 23rd July 2021

Excellent service

5
Step Change has made such a difference to my circumstances. I have been on a debt management plan for a little while now and I can really see my debt reducing. The service provided is excellent and the staff I have come into contact with are helpful, friendly and reassuring. I was really stressed and my mental health was adversely affected by the position I found myself in. Working with Step Change has turned that around and I now feel that I can see light at the end of the tunnel. I highly recommend Step Change. Reviewed on: 23rd July 2021

Amazing People

5
Amazing People, very helpful. Help me a lot. Many thanks guys Reviewed on: 23rd July 2021

Excellent service no problem is to small and dealt with professional ly

5
Took me away from a very dark place in a professional manner Reviewed on: 23rd July 2021

Brilliant service with emotional intelligence intelligence

5
No judgement and was treated with respect. They showed great support at a time I was drowning both mentally and emotionally. They save many lives without knowing. Thank you. You deserve more Reviewed on: 23rd July 2021

Excellent

5
Excellent service and advise from the very start would highly recommend Reviewed on: 23rd July 2021

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