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StepChange: Debt advice reviews

4.92
Based on 18,682 reviews, last reviewed 23rd Sep 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful and very informative Very helpful and very informative Reviewed on: 23rd September 2026
EddieG's avatar
EddieG

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18682)

Review of the StepChange, Debt advice:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

fromWorry to stress free

5
From a period of severe worry and depression STEP CHANGE helped me advised me and took my stress away at last I can see the end of the Tunnel Reviewed on: 27th May 2026

StepChange are lifesavers

5
StepChange have been great with me since day one. They’ve made my journey to debt free seamless and easy, and made it stress free. I wouldn’t hesitate to recommend to anyone having a hard time with their finances - it’s a no brainer to get you back onto the straight and narrow! Thank you StepChange Reviewed on: 27th May 2026

Great service, great customer service very helpful a...

5
Great service, great customer service very helpful and friendly staff Reviewed on: 27th May 2026

Just very helpful helped me sort a reasonable paymen...

5
Just very helpful helped me sort a reasonable payments back Reviewed on: 27th May 2026

Excellent Service

5
Very comprehensive & knowledgeable customer service team. Reviewed on: 27th May 2026

Thrown to the dogs, how is this support?

1
We made our payments every month, well before the end of the month but they still cancelled it and thrown us to the dogs. How is this support by anyone's standards. If we had not paid at all then I would understand it but just paid a few days late and you have cancelled it. Reviewed on: 27th May 2026

Stepchange and it's staff are true modern day heros.

5
Stepchange and it's staff are true modern day heros. Reviewed on: 27th May 2026

Step Change are great, they have given me so much he...

5
Step Change are great, they have given me so much help at a time I don’t know what I would do without their support. They are always polite, professional and non judgmental, I can’t praise them enough. Reviewed on: 27th May 2026

Excellent service

5
Excellent service from people who understand you situation. Reviewed on: 27th May 2026

Excellent customer support and service

5
Excellent customer service, I dealt with real people who are empathic and non-judgmental to my situation. I received good one on one support and advice from budgeting and choosing the right plan to manage my situation. Reviewed on: 27th May 2026

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