Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18666 reviews)

View other StepChange products

4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18666)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Excellent plan of action to help solve my debts/finances

I got into financial difficulties due to illness and personal circumstances a few years ago.I contacted Stepchange Debt Charity who were very caring,extremely helpful and professional in sorting an affordable repayment plan. Also,most importantly giving me peace of mind and reassurance. Reviewed on: 27th July 2021

stepchange

They were very good and we are glad they were able to help us Reviewed on: 27th July 2021

An excellent service

Very helpful, quick and efficient. Everything was done online and sorted within 24 hours giving me peace of mind at a stressful time. Reviewed on: 27th July 2021

Great service

gave me a lifeline when dealing with my debt i think the work they do is amazing Reviewed on: 27th July 2021

Excellent service

My experience with Stepchange is overwhelming. Staff are very sympathetic and caring, always friendly and helpful. Reviewed on: 27th July 2021

Extremely resourceful

Marriage breakdown, left me with debt, I contacted Step Change, who made it possible for me to repay my debt to three different creditors, carry on working and raise my son. Step Change took away the stress of creditors contacting me for money and made paying easier, by one monthly payment and regular reviews to ensure I stayed on top of my finances. I seriously urge anyone who is worried about debt to contact Step Change. I can't thank them enough. !!!!!!!!!!! Reviewed on: 27th July 2021

Stress levels dropped after contacting StepChange

StepChange was like a breathe of fresh air at the hottest and stickiest financial time of my life. Their advice and knowledge to help me through gave me the confidence and peace of mind I needed in equal measure. Avoid the scammers and the sharks out to fleece the unsuspecting and vulnerable offering snake oil. StepChange for me are the only people you can trust in a time of true financial difficulty. The advisors are very understanding and it is a pressure free process. Nobody or no organisation is perfect but StepChange is about as close ad it gets. Reviewed on: 27th July 2021

Recommended Service

Provided support withi debt management. Process very quick and stress free which is what I needed at the time. I'm now almost debt free thanks to Stepchange. Reviewed on: 27th July 2021

Helpful, easy to use, took a huge weight off my shoulders, I can now plan my future finances

Very straight forward and took away the embarrassment of having to call and explain my situation with my creditors Reviewed on: 27th July 2021

A life saver

I didn’t know where to go or what to do when I lost my job and had a mountain of debt but after finding StepChange they took the worry away from me in trying to sort out my situation and are always helpful and put me at ease when I contact them and hopefully with their help I can look forward to a debt free retirement. A big Thankyou StepChange Reviewed on: 26th July 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Management
from DFH Financial Solutions 4.19 from 4 reviews
Debt Solutions
from Debt Advisory Centre 4.05 from 1 reviews
Debt advice
from National Debtline 4.40 from 69 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub