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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18672 reviews)

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4.92

Based on 18,672 reviews, last reviewed 5th Aug 2026

65% increase in 5 star reviews

in the past 90 days

29% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

They helped me a lot took pressure of off me so I no... They helped me a lot took pressure of off me so I now can relax and not have to worry about robbing Peter to pay Paul Reviewed on: 5th August 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18672)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Reassuring relief

Debt can be like swimming out of your depth. Suddenly you can't touch the bottom and, because you're not a strong swimmer, panic sets in. Recognised strokes become over-exaggerated thrashes of the arms and progress through the water, using it to keep afloat, turns into a battle to fight drowning. Such is debt. Stepchange appeared like a lifeguard with reassuring relief, calm professional understanding and uncomplicated solutions so that sinking once again became swimming and the safety of the shore a reality. Reviewed on: 23rd July 2021

Lifesaver!

SteChange is by far the best credit counselling service. Everything that you need to know, so many options to manage your debt, and learn how to budget better too. Reviewed on: 23rd July 2021

The saviour

At the start of the process I thought me and my family would lose our house, but with the help and guidance things got better to the point were we are now only 6 months away from finishes a 10 year plan! Reviewed on: 23rd July 2021

Outstanding

Your support, advice and help were outstanding and helped me regain control of not only my finances but my life. Reviewed on: 23rd July 2021

Superb service

Would be lost in a sea of debts without them Reviewed on: 23rd July 2021

Dept help Irequired

Stepchange have been very helpful with my dept, and would highly recommend them. Reviewed on: 23rd July 2021

Excellent service

Amazing and brilliant customer oriented service with empathy Reviewed on: 23rd July 2021

They supported me through it all!

Step Change are the most understanding, supportive and non judgemental people in the world. They are empathetic and understand what you need and what you don't need when you are at your most vulnerable. Don't get me wrong, they don't sugar-coat it, but at the same time, being realistic and supportive is their superpowers. Thanks for all thatbyou have done to get me and my family through this. Goodness knows where we would be without you. Keep up the good work. You don't just need Awards, you need medals! Reviewed on: 23rd July 2021

Helped me back from the brink.

StepChange have helped me so much especially after a divorce and then being made redundant. I would not have managed to survive without their help and support. I'm still using them now but my debts are gradually disappearing and my mental health has improved dramatically. I wish I could thank every person who has helped me from StepChange personally. Reviewed on: 23rd July 2021

The savoir in a crisis

IT was the best decision in my live to a dark time to involve stepchange. They helped me to see the light in a tunnel, as I almost gave up. This organization and its people provide the honest and genuine supported I needed. Thank you for all your commitment for help Reviewed on: 23rd July 2021

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