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StepChange: Debt advice reviews

4.92
Based on 18,570 reviews, last reviewed 5th Jun 2026
185050% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Life changing Basically saved my life I couldn't cope with the debt I was in , you gave me back my self worth and made me realise how important to look after your m... Read more Reviewed on: 5th June 2026
Judy R's avatar
Judy R

Latest lowest rating:

1

Gave me great peace of mind knowing I was able to ta... Gave me great peace of mind knowing I was able to talk to someone Reviewed on: 28th May 2026
Andrew l's avatar
Andrew l

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18570)

Review of the StepChange, Debt advice:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Stepchange allowed me to sort my life.

5
Stepchange allowed me to sort my life. I was in a very bad way financially 4 years ago and with the help of a debt management plan I am almost ready to start a fresh. Without stepchange I don’t know what I would have done. Great guidance, especially when I’ve had moments of anxiety with letters. Reviewed on: 31st May 2026

Stepchange provided the support I needed

5
Stepchange provided the support I needed when I was struggling financially. Thanks to stepchange, I feel like I'm getting back on track financially and like I'm on top of thinga again. Reviewed on: 31st May 2026

StepchangeSaving me from ending my life

5
Stepchange is saving my life the payments are manageable and the staff at Stepchange are very understanding and supportive Reviewed on: 31st May 2026

Excellent Service

5
Excellent service and no charge for the support as they StepChange is a charity. Reviewed on: 30th May 2026

StepChange are my best decision ever.

5
StepChange are my best decision ever. The relief I felt when they said they could help was life changing. I had got myself into a very dark place but they turned the light on and made my debts easier to manage. Reviewed on: 30th May 2026

Thank you StepChange!

5
I had £30k worth of debt and it was causing me a lot of stress. I was struggling to make minimum payments and had no chance of getting things under control. Swallowing my pride and contacting StepChange means that I'm now making manageable payments, I will pay back the money that I borrowed and, more importantly, I now have a very different outlook on getting into debt. Reviewed on: 30th May 2026

After contacting Stepchange debt charity the whole e...

5
After contacting Stepchange debt charity the whole experience was excellent from start to finish. They did not judge me on my situation. I can now sleep without worry and recommend them to my friends and family Reviewed on: 30th May 2026

Very supportive, non judgmental , excellent service

5
Very supportive, non judgmental , excellent service Reviewed on: 30th May 2026

It was like a weight lifted being in debt is so ment...

5
It was like a weight lifted being in debt is so mentally hard. Stepchange changed all of that and I’m now nearly debt free. Reviewed on: 30th May 2026

Staff is understanding and provided me with ongoing...

5
Staff is understanding and provided me with ongoing effective support, helped me to get rid off my debts and handled all the creditors without my input saving me stress. Everyone at Stepchamge is phenomenal and I cannot thank them enough Reviewed on: 30th May 2026