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StepChange: Debt Management reviews

4.95
Based on 14,713 reviews, last reviewed 7th Nov 2025
88% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

The staff are very friendly and take your hand guidi... The staff are very friendly and take your hand guiding you through the legal jargon. Reviewed on: 7th November 2025
Anthony A's avatar
Anthony A

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

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StepChange Debt Management reviews (14713)

Mrs Rhyl

5
Everyone I spoke to at Debt Change were wonderful and they help and advice DID actually stop me from taking my own life. Would recommend!!!! Reviewed on: 8th July 2020

A long journey helped by stepchange all the way

5
I had a major operation on my hip and right shin due to an rta in 1983 I was working as a truck driver in 2002 when I was laid off due to a company take over and got a job as a bus driver In 2003 I had the major operations on my legs and the one on my right shin went wrong and left me disabled and the bus company laid me off due to long term sick that’s when the troubles started with credit cards loans and overdrafts ! I was speaking to my credit card company about struggling to pay and the guy on the phone told me not to worry and gave me the details of a company that would help me ! that company became stepchange I am now debt free and have paid back £32k it was a long journey and an uphill struggle at times but you can do it with their help Reviewed on: 8th July 2020

Life Savers!

5
I have not got a bad word to say about StepChange, the are lovely, happy people that always have the best solution to hand. They’ve helped to get my life back on track after having many sleepless nights due to worrying about my finances. They’re prompt, polite and always on the end of the phone to offer guidance. I receive loads of emails with all the relevant information I need to keep things going strong and make sure I’m always up to date, I get emailed statements each month of my progress which is wonderful. Overall I couldn’t have asked for better people to help me. I suffer from anxiety and put off making the call for about 8 months, I really had nothing to worry about, they are a fantastic team of people who genuinely care and want to help. I’m very grateful. Reviewed on: 8th July 2020

Excellent friendly help given from very start

5
They keep me up to date with my progress a very good sense of security Reviewed on: 8th July 2020

A crutch to keep you standing snd going forward

5
I got in bad dept thru thinking wrongly that the people I was dealing with in my aim of retiring earlier to help my wife who had cancer at the time and myself with a hip operation where honest people. I was wrong and got scammed out of my money, and now I'm paying my dept back with the expertise of step change, it's not easy for me as I will be paying back for 4yrs plus But with stepchange it's easier for me to manage so far Thanks Reviewed on: 8th July 2020

Stepchange will help you!

5
Stepchange really do remove that black cloud when you find yourself in debt. From start to finish they help and support their clients and really do take the pressure of you. Top Marks! Reviewed on: 8th July 2020

God send.

5
Without Stepchange we would as a family been unable to meet our financial obligations which would undoubtedly have left us in financial ruin. Reviewed on: 8th July 2020

I am very happy with Step Change Charity

5
Step Change Charity helped me to feel much better and relived at my lowest. They really were and are there when I need support and I m very grateful. Thank you Reviewed on: 8th July 2020

Excellent service all round

5
Cannot praise enough everyone I have dealt with has been most helpful in some cases over and beyond what I would have expected they have certainly got us back on the road to recovery with a sensible affordable plan Reviewed on: 8th July 2020

I was in a lot of debt.

5
I was in a lot of debt due to circumstances beyond my control and step change is helping me deal with my debts , at an easy re payment Plan . I would recommend step change , to any body who have debt problems. Reviewed on: 8th July 2020

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