Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (14717)

Helped when most needed

5
After loosing income they made life so much easy taking all the pressure off dealing with the creditors Reviewed on: 8th July 2020

Life savers

5
Changed my life when I was struggling with huge monthly bills and having a baby on the way Reviewed on: 8th July 2020

expert service

5
the service has been fantastic so helpful gives clients peace of mind keep up the good work Reviewed on: 8th July 2020

Excellent service quality

5
Glad to set up my DMP with StepChange through great communication, wonderful customer service and great quality of outcomes, Thanks. Reviewed on: 8th July 2020

Mrs Rhyl

5
Everyone I spoke to at Debt Change were wonderful and they help and advice DID actually stop me from taking my own life. Would recommend!!!! Reviewed on: 8th July 2020

A long journey helped by stepchange all the way

5
I had a major operation on my hip and right shin due to an rta in 1983 I was working as a truck driver in 2002 when I was laid off due to a company take over and got a job as a bus driver In 2003 I had the major operations on my legs and the one on my right shin went wrong and left me disabled and the bus company laid me off due to long term sick that’s when the troubles started with credit cards loans and overdrafts ! I was speaking to my credit card company about struggling to pay and the guy on the phone told me not to worry and gave me the details of a company that would help me ! that company became stepchange I am now debt free and have paid back £32k it was a long journey and an uphill struggle at times but you can do it with their help Reviewed on: 8th July 2020

Life Savers!

5
I have not got a bad word to say about StepChange, the are lovely, happy people that always have the best solution to hand. They’ve helped to get my life back on track after having many sleepless nights due to worrying about my finances. They’re prompt, polite and always on the end of the phone to offer guidance. I receive loads of emails with all the relevant information I need to keep things going strong and make sure I’m always up to date, I get emailed statements each month of my progress which is wonderful. Overall I couldn’t have asked for better people to help me. I suffer from anxiety and put off making the call for about 8 months, I really had nothing to worry about, they are a fantastic team of people who genuinely care and want to help. I’m very grateful. Reviewed on: 8th July 2020

Excellent friendly help given from very start

5
They keep me up to date with my progress a very good sense of security Reviewed on: 8th July 2020

A crutch to keep you standing snd going forward

5
I got in bad dept thru thinking wrongly that the people I was dealing with in my aim of retiring earlier to help my wife who had cancer at the time and myself with a hip operation where honest people. I was wrong and got scammed out of my money, and now I'm paying my dept back with the expertise of step change, it's not easy for me as I will be paying back for 4yrs plus But with stepchange it's easier for me to manage so far Thanks Reviewed on: 8th July 2020

Stepchange will help you!

5
Stepchange really do remove that black cloud when you find yourself in debt. From start to finish they help and support their clients and really do take the pressure of you. Top Marks! Reviewed on: 8th July 2020

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products