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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18623 reviews)

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4.92

Based on 18,623 reviews, last reviewed 12th Jun 2026

187500% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Professional and transformative advice. Patient, brilliantly explanatory advice, which was able to change a seemingly hopeless situation into reasons to be optimistic for the future. Reviewed on: 12th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18623)

Stopped the worry!

After a serious illness and not being able to work, we were in a terrible place with debts. We were a young family and I was unable to work for almostn2 years. When we came to Step Change, they helped is to do a budget, wet a monthly payment plan and contacted all of our creditors to arrange everything. They may never realise just how much anxiety and stress they took from us. We will always be grateful. Reviewed on: 23rd July 2021

Excellent life savers for me

They have been excellent with me they got me on dept plan what I can now manage and did all the hard work for me Reviewed on: 23rd July 2021

Always helpful and reassuring

I have been helped by step change for 5+ years and have been given excellent service Reviewed on: 23rd July 2021

Help when i really needed it

Before i contacted step change i didn't know where to turn i had got myself in debt, i was going in to debt just to pay off debt, it was a worst point of my life and i didn't know what today expect nearly ending it all, just to stop the calls and letters, then i seen ad advert for step changed one phone call to them and it felt whole lot of weight off my shoulders they weren't judgemental within a few weeks i had plan all my debt collectors where not calling, no more threatening letters i had some sort of life back, it's been hard these last few years keeping up with the plan but there is light at the end of tunnel and come December for the first time in 18 years ill be debt free. Reviewed on: 23rd July 2021

Excellent Service

At a time when they were needed the most Step Change, literally changed my life and got it into some order of assemblence . Took away the financial worry. There level of customer service is second to none, very understanding, helpful and supportive. Definitely would recommend them. Reviewed on: 23rd July 2021

Support when I needed it most

From the first call Stepchange were both helpful and reassuring. By going over my finances and making some small changes I was able to reduce my debt clear date down by 40yrs!! I am now 2yrs in to a 5yr plan to be debt free and the light is getting brighter at the end of the tunnel. I could not have achieved this without Stepchange. Thankyou :) Reviewed on: 23rd July 2021

Excellent help

Excellent help and guidance when in worrying situation Reviewed on: 23rd July 2021

Excellent Debt Advisory Company

Thanks to the excellence of the advice and help given I now have my debt under control. Reviewed on: 23rd July 2021

Excellent service

The people at step change and and the company provide excellent service and are the best. They are so kind and helpful Reviewed on: 23rd July 2021

Helped us somewhat but limited

We have been helped somewhat by going with step change, but there help is very limited and after nearly 10yrs of payments the money owed never seems to go down, the debtors seem to be able to lump all these extra fees on an already over inflated pay back plan, so we will be stuck with this debt for life, step change can't do anything for us other than be a middle man for payments, and that is it . Reviewed on: 23rd July 2021

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