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StepChange: Debt advice reviews

4.92
Based on 18,667 reviews, last reviewed 23rd Jul 2026
75640% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Professional, friendly and vey helpful. Professional, friendly and vey helpful.i have been completely happy with StepChange services and recommended Stepchange to whom ever i known . Reviewed on: 23rd July 2026
Ali Molaei's avatar
Ali Molaei

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18668)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Wonderful team and service !

5
I contacted step change when I was struggling financially and was dealing with severe stress because of this , The team have been wonderful and I will be forever grateful how they handled my call(with no judgement) and subsequently how they have helped me manage my debts . I am now in a situation where I can pay what I can afford and the fear and the chasing from my creditors has completely gone and this is down to the wonderful team who are working really hard to help people like myself or others in similar situations Reviewed on: 27th May 2026

Invaluable help and advice

5
I’d gotten myself into a poor financial situation following university and didn’t think I would be able to get myself out of debt. StepChange was a life line - completely non-judgmental and helped manage my finances. Now I’m debt free! Reviewed on: 27th May 2026

Very easy to understand and adopt.

5
Very easy to understand and adopt. No problems at all with the functionality of the plan, now gives me peace of mind. Reviewed on: 27th May 2026

Step change’s continued support.

4
When ever I have had issue’s they have always been very helpful in order to solve my concerns. Email response has always been great. Reviewed on: 27th May 2026

They are Very helpful and professional, dealt in way...

5
They are Very helpful and professional, dealt in way took all of my worries away. Definitely recommended Reviewed on: 27th May 2026

This company works really well for me.

5
This company works really well for me. All debts were consolidated and a manageable monthly payment plan put in place. No more stress of debt letters or people at the door. Amazing. Reviewed on: 27th May 2026

Long and difficult process, unable to get hold of an...

1
Long and difficult process, unable to get hold of anyone when you call. My debt is now so much worse because nothing is in place since January. It was a huge decision to go down this path but I now just feel let down and less in control than before Reviewed on: 27th May 2026

Helpful and supportive.

5
Very helpful and gave good advice in what was an extremely stressful situation for myself. I felt quite embarrassed at having to get in touch but was put at ease and the process was not too bad at all. I would say to any other people in this situation to make the call and speak to one of the advisors, they do not judge and are there to help. Reviewed on: 27th May 2026

There IS help out there.

5
When my financial circumstances changed and I was inundated with debt collectors who bordered on becoming Parasites despite my being open and honest with them I reached out to StepChange who, in a matter of weeks, achieved a Debt repayment process that I was unable to do. Reviewed on: 27th May 2026

Stepchange absolutely helped, and continue to help m...

5
Stepchange absolutely helped, and continue to help me sort out my finances and get back on track with advice and action into manageable payments. They are a godsend Reviewed on: 27th May 2026

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