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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16669 reviews)

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4.95

Based on 16,669 reviews, last reviewed 12th May 2026

94000% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Hi there, Im Ever so happy based on the services re... Hi there, Im Ever so happy based on the services received so far from Stepchange, it so much appreciated. Keep up the good work guys and God bless yo... Read more Reviewed on: 12th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16669)

Saviour from bankruptcy....

StepChange have saved me potentially from losing my home and assets by setting up a debt management plan, when the current cost of living crisis hit. I was unfortunate to have an accident at work, which left me with a spinal injury and unable to continue to be employed. Having to rely on payments from the welfare system, to live and pay for everything, including a mortgage, house maintenance, bills and adaptive equipment to make my home safe for me to live in. I have being able to meet every payment on the Debt Management Plan, with advise and understanding of my situation from StepChange. Reviewed on: 6th May 2026

Contact StepChange if your Struggling

If your struggling with your debts do not hesitate to contact Step Change! I had never ever defaulted on a monthly payment but never less I was struggling only paying the minimum ! taking repayment holidays moving debts from one credit card to another! But I couldnt see how to get myself out this mess! so I finally got in touch with Step Change first online as I felt embarrassed! But Staff at StepChange are wonderful ! They will help you create a budget deal with your creditors! Look it will take time and you will have change your spending habits ! But I am no longer jugging debts ! and feeling anxious! Reviewed on: 6th May 2026

I had multiple debts and StepChange really helped

I had multiple debts and StepChange really helped Reviewed on: 6th May 2026

When your in debt you feel embarrassed and alone.

When your in debt you feel embarrassed and alone. Stepchange no matter which advisor you speak to they are on your side. With no judgement only help and a clear plan Reviewed on: 6th May 2026

Very happy with the way everything was dealt with,ve...

Very happy with the way everything was dealt with,very empathetic about my sad situation,took a lot of pressure of me,quick with responses to emails,very happy thanks Reviewed on: 6th May 2026

Can't thank you enough

Helped us as a family to get through a difficult time. Employees are incredible! Patient, knowledgeable and empathetic. Reviewed on: 6th May 2026

shows a lot of understanding and helped with a solut...

shows a lot of understanding and helped with a solution Reviewed on: 6th May 2026

Getting my pension

Before I got stepchange I didn’t won’t to get my pension asi had not much left now my bills are being paid andihave money to spend Ona good shop each month ty Reviewed on: 6th May 2026

A money advice organisation that put you first

My experience has been really positive. From the start, they treated me like a human being rather than just another account, which made a huge difference. They took the time to explain all of the options available to me in a clear and compassionate way, helping me make informed decisions without feeling pressured. The payment management process has been straightforward, and the platform is very easy to use and navigate, which has made staying on top of everything much less stressful. I also really appreciate the regular check-ins — it shows they genuinely care and want to support you throughout the process. Overall, a professional, understanding, and supportive service. Reviewed on: 6th May 2026

Hope and light

For years I was drowning under mounting debts with the appearance of no way out, putting more debt on debt. But with step change have shown me and help me find hope and light. Reviewed on: 6th May 2026

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