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StepChange: Debt advice reviews

4.92
Based on 18,655 reviews, last reviewed 1st Jul 2026
188850% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026
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Jose M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18655)

Review of the StepChange, Debt advice:

Supportive and Caring

5
Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Human understanding in AI world

5
In AI world a human understanding is key, and stepchange does that well Reviewed on: 27th May 2026

I got into financial problems.

5
I got into financial problems. Without stepchange i dont know where I would be. They allowed me to take a breath and carry on. I am busy sorting my life out with the help of Stepchange. Reviewed on: 27th May 2026

My No.1 Debt Management Charity

5
I have been with StepChange on two separate occasions and both times they have been extremely helpful and more importantly reassuring and nonjudgmental. Engaging with StepChange has resulted in my creditors taking a step back and stop repeated reminders, notifications. Reviewed on: 27th May 2026

StepChange helped me when I did not know how to pay...

5
StepChange helped me when I did not know how to pay off credit card debts that I could no longer pay every month. They were calm, non-judgemental and worked out a plan to pay off my debts when the credit card companies seemed more keen on threats than practical solutions. Reviewed on: 27th May 2026

Helpful and understanding

5
No judgement from them! Helpful advice and understanding! Takes the worry and stress out of debt problems Reviewed on: 27th May 2026

Debt advice

5
Very friendly and helpful didn't judge you made me feel relaxed Reviewed on: 27th May 2026

Have always had a good experience with Steochange.

5
Have always had a good experience with Steochange. They are compassionate and professional. My financial situation changed drastically in 2024 when I was diagnosed with incurable cancer, they have been so supportive and helped me immensely during a VERY difficult time. Thank you so much Reviewed on: 27th May 2026

I have been with stepchange for a while now and they...

5
I have been with stepchange for a while now and they are so helpful and make everything so easy and being with them helped my mental health as the money worries where affecting my family life as well as my whole life was consumed by my debts Reviewed on: 27th May 2026

Step change has helped us to get back on an even keel

5
Step change has helped us to get back on track for the past ten years, and now have just 4 years on our plan until we are debt free. Absolutely amazing, friendly and workable solutions. Can’t recommend them enough. Reviewed on: 27th May 2026

So helpful and reassuring at a difficult time.

5
So helpful and reassuring at a difficult time. If I had any problems or questions it was really easy to get through on the phone. Reviewed on: 27th May 2026