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StepChange: Debt advice reviews

4.95
Based on 15,856 reviews, last reviewed 6th May 2026
36733% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Step change took all of the daily worry and stress o... Step change took all of the daily worry and stress out of my life. They were easy to talk to as they weren't judgemental. If you are having issues wit... Read more Reviewed on: 6th May 2026
Ian Myatt's avatar
Ian Myatt

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (15856)

Helpful and positive

5
I have used these. Ive pointed others to them too. They are an amazing charity that help in desperate times. They set up plans or speak to companys in behalf of you, if needed. They are very reassuring when your in your dark place with debt Reviewed on: 6th June 2020

Nearing the end

5
Fifteen years ago I was in deep financial trouble but with the help of Step Change I have almost cleared the debt. Reviewed on: 6th June 2020

Excellent service

5
Step change helped me so much after my husband left me , cant thsnknthem enough Reviewed on: 5th June 2020

Saved my life

5
A few year ago I had debt coming from everywhere more than I was paying out more than I earned and ended up getting credit card after credit card help. Once I got in touch with step change they help so much took a lot pressure off me helping me with my finances and slowly getting my debt down to a manageable level, with out step change helping me I dont think I would be here today as the only way out a few year ago was to try anf take my own life and be free. Reviewed on: 5th June 2020

Absolute life savers

5
I was a really, really low point in my life. I had gone into our local Yorkshire building society to try and swap our mortgage from the Halifax. I completely broke down in front of the manager and she advised me to contact Step Change. I did just that and they completely changed my life. Thank you. Reviewed on: 5th June 2020

Non judgemental advice regarding debt

5
A first class service from start to finish, with wise, kind, knowledgeable staff to guide people through the misery of debt, with the goal of managing finances to be debt free. They were a lifeline to me, in the darkest of times. Reviewed on: 5th June 2020

Debt after Bereavement

5
Just before my husband died we had to move out of our property which we had to sell at a loss due to the property market at the time and my husbands illness. We had to purchase necessary items and have modifications done to the bungalow we moved into owned by the local council that they wouldn’t pay for, whilst my husband was alive this was manageable but then when he died I couldn’t keep up with the payments and ended up in debt. I contacted StepChange who where brilliant dealing with my creditors and working out a payment plan. With a little bit of luck this will be clear before Christmas this year and I will be back to normal, I can eventually see light at the end of the tunnel Thanks to StepChange. Reviewed on: 5th June 2020

Debt free!!!!

5
Years late..... Am debt free ecause I was supported. Reviewed on: 5th June 2020

Life changing

5
When you don’t know where to turn and your debts are overwhelming Step Change are there to help. They were always the calming, reassuring voice on the end of the phone. They helped me clear over £16,000 worth of debt and gave me my life back. Reviewed on: 2nd June 2020

Helping others

5
Such a fab service. So many people getting the help you need. Reviewed on: 31st May 2020

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