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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Step change made my life so much easier.

5
Step change made my life so much easier. All communication is easy and explained clearly. Instant stress relief. I couldn't imagine any other debt management company being more helpful and supportive. Reviewed on: 24th May 2025

Good experience overall with Step Change.

4
Good experience overall with Step Change. I was trying to repay my debts and they helped me to manage the communication with the creditors and helped me to get back on track. Reviewed on: 24th May 2025

I was overwhelmed with my debt and couldn’t keep up...

5
I was overwhelmed with my debt and couldn’t keep up with even all the minimum payments but with stepchange I have management to take control of my debt and will be debt free by next year which I though would never happen! I could make an affordable payment each month based on my spare income and when my income increased slightly I was able to change my payment amount and reduce the time I would be debt free by Reviewed on: 24th May 2025

Excellent advice and service!

5
Excellent advice and service! Great that i sorted my debt early, Reviewed on: 24th May 2025

Debt Management

5
Stepchange has give me my life back by consolidating all my debt in one achievable Payment for my Creditors. Allowing me to get on with my life. Reviewed on: 24th May 2025

Stepchange helped me so much, making everything easy...

5
Stepchange helped me so much, making everything easy to manage. The customer service is very helpful and friendly. Reviewed on: 24th May 2025

Life changer

5
Step change helped me immensely throughout my difficult time and arranged a suitable option for me to payback me debt in a way that suited me the most. Reviewed on: 24th May 2025

step change is the best

5
step change has been brilliant for me they have helped me financialy and also with my anxiety every one of your agents are great especially the ladies .i cannot rate you highly enough keep up the great work kind regards terry Reviewed on: 24th May 2025

Excellent support and easy to contact

5
Excellent support and easy to contact Reviewed on: 24th May 2025

They are all kind supportive and not judgemental, ca...

5
They are all kind supportive and not judgemental, calm very knowledgeable and do what they say they will! . Reviewed on: 24th May 2025

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