Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,668 reviews, last reviewed 25th Jul 2026
75660% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Made me feel at ease explaining my situation, helped... Made me feel at ease explaining my situation, helped us so much Reviewed on: 25th July 2026
 Lmozo's avatar
Lmozo

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18668)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Peace of mind

5
Step Change have helped us sort out our finances and given us hope and confidence for the future. Reviewed on: 20th June 2021

Instant reassurance.

5
Working with Step Change changed my life. I was drowning in debt, with no idea how to get out of the situation. Step Change explain your options in a way that you can understand, and are with you throughout the journey, with regular updates on your account and are always there to answer any worries or queries. I wish I'd known about them sooner. Reviewed on: 20th June 2021

Loyal and Committed to Clients

5
Ever since circumstances beyond my control drew me to StepChange's door due to prolonged illness, the much needed STABILITY with regards to my spiraling and uncontrollable debt became present. What had exacerbated my poor situation was that I had to overcome so much ignorance I had regarding my position. StepChange has mentored me back to mental wellbeing through knowledgeable accurate information and communication for a number of years. Thank you SC! Reviewed on: 20th June 2021

Their support was with debt management was the turning point to me being confident with keeping on top of my bills and my spending.

5
When I found Stepchange I had been convinced that I would be stuck with my debt forever. I was overwhelmed and could not see a way out. They helped me set out a financial plan with which I paid toward my debt in a manageable way. I am now 3 months away from paying it all back. I gained confidence in budgeting and keeping account of my spending. I'm a happier less stressed mom and my personal finances are not so daunting anymore. Reviewed on: 20th June 2021

Totally recommended

5
Put my mind at ease after years of worrying Reviewed on: 20th June 2021

Wholly recommend

5
Stepchange took all the stress and sorry away. Really friendly, not judgemental in any way just sensible clear sound advice. If there are any issues I just phone them and they help me sort it out. No problem. I feel very relieved they are there if and when I need them. A1 all the way. Reviewed on: 20th June 2021

Easy, Peasy, with StepChange

5
Our debts are still there but StepChange take away the stress and worry and make it so easy to carry on paying off the debts a little at a time. Anyone who has debt problems should have a chat with them, they are nice people. Reviewed on: 19th June 2021

Life saving

5
So easy to talk to and extremely helpful. Reviewed on: 19th June 2021

They helped me so much

5
I was struggling with debt after having a stroke. I was finding it hard to organise my life. They helped me a lot Reviewed on: 19th June 2021

outstanding

5
been with step change for a few years now they are so supportive,make each step simple and uncomplicated,and the support is with you every step of the way. Reviewed on: 19th June 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products