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StepChange: Debt advice reviews

4.92
Based on 18,644 reviews, last reviewed 23rd Jun 2026
188400% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
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Latest highest rating:

5

I have always been treated nicely when I call , as t... I have always been treated nicely when I call , as this is a stressful time for me, it had helped me carry on with work without worrying as much altho... Read more Reviewed on: 23rd June 2026
Veronica c's avatar
Veronica c

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18644)

Review of the StepChange, Debt advice:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

They helped without judgement.

5
They helped without judgement. At a time when I needed it most Step change were there to help. I was recommended to them by my bank and it’s the best decision I’ve ever made. Reviewed on: 27th May 2026

Always had quick excellent service

5
Always had quick excellent service Reviewed on: 27th May 2026

StepChange have been a huge help to me.

5
StepChange have been a huge help to me. With yearly reviews to make sure I'm paying what I can afford and helping me clear all of my debt off. Customer service is always friendly and I never find it an issue contacting them when I need help or advice with anything related to my debt management plan. Reviewed on: 27th May 2026

Experienced advisers and did not judge me

5
Experienced advisers and did not judge me Reviewed on: 27th May 2026

Easy to use and so helpful, can’t thank them enough...

5
Easy to use and so helpful, can’t thank them enough so far - finally seeing light at the end of the tunnel Reviewed on: 27th May 2026

Great financial solutions for my financial issues

5
I was in a moment when i honestly thought i will loose the roof above my children's head and left with no food to eat, when I've been introduced to StepChange by our local council. They offered me a great doable solution to my financial problems and now, 4 years later, I'm half way through with hope in my heart that it's going to be ok! Thank you! Reviewed on: 27th May 2026

Step Change has been fantastic from start to finish.

5
Step Change has been fantastic from start to finish. Reviewed on: 27th May 2026

Friendly advice and help from these people saved me...

5
Friendly advice and help from these people saved me from a life of stress sorted my finances out helping me breathe again Reviewed on: 27th May 2026

Easy to follow process

5
Helpful from the start, the website was easy to use and the forms to complete to advise on my debt problems took a bit of time to conplete but I felt relieved as soon as they were submitted. Then it was a case of waiting to hear back on the next steps. A DMP is now in place and I can sleep at night. Reviewed on: 27th May 2026

Excellent customer services Cannot fault them for a...

5
Excellent customer services Cannot fault them for all the work they do Reviewed on: 27th May 2026

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