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StepChange: Debt advice reviews

4.92
Based on 18,675 reviews, last reviewed 16th Aug 2026
11% decrease in 5 star reviews
in the past 90 days
22% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was in a very bad place financially and mentally. I was in a very bad place financially and mentally. I cried the whole phone call and the person on the other end was so patient with me. There was no ... Read more Reviewed on: 16th August 2026
Kim S's avatar
Kim S

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18675)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Brilliant service

5
Very grateful for the help and support provided by StepChange highly recommended Reviewed on: 18th June 2021

Amazing

5
Stepchange pulled me out of a black hole of worry and debt Reviewed on: 18th June 2021

Very helpful and understanding

5
StepChange don't judge, they don't make you feel bad, they just offer good advice, sort everything out for you and they offer continuing advice. I felt like a failure when I first rang them but it was such a relief. I wish I'd contacted them much sooner as it would have saved me months of worry. Reviewed on: 18th June 2021

Fantastic service

5
I've been with StepChange for a few years now. Staff are professional, always helpful and give advice for you to make a decision on what's best for you. Fantastic service. Recommend them always. Reviewed on: 18th June 2021

Helpful and cured a lot of anxiety

5
Step change has literally saved my life Reviewed on: 18th June 2021

Take the worry away.

5
After being overwhelm with the amount of debt accrue, it's great having support from step change who has liaise with my creditors and agreed a repayment plan, no more threating letter comes through the door. Reviewed on: 18th June 2021

Excellent

5
Help you with organising your debt situation with sound advice. A port in a storm Reviewed on: 18th June 2021

Peace of mind

5
After always having a 100% credit rating I was scammed out of a large sum of money by a Bitcoin company. My life became a nightmare until STEPCHANGE came to my rescue, I now have no credit rating but I am able to sleep again at night. The staff are always helpful and non judgemental .. I can’t thank them so much for the support I have had over the last couple of years . Reviewed on: 18th June 2021

Saved my bacon

5
Deep in debt with no way out , one phone call and they gave me my life back . Reviewed on: 18th June 2021

A welcoming helping hand

5
They are very helpful.put you at ease and give you the support at a very worrying time and help you get to the other end Reviewed on: 18th June 2021