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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18672 reviews)

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4.92

Based on 18,671 reviews, last reviewed 30th Jul 2026

75720% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

It was good. It was good. Staff communication etc… Reviewed on: 30th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18672)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Comforting and reassuring peoples

They are so kind in their approach to me, have been so good overall in their service and advice, really recommend as they've built my confidence Reviewed on: 17th June 2021

Step change is a miracle

Step change has been life changing. Month in month out, I was struggling with the outgoings. With step change, I make one affordable payment. Thank you Step change !!!!!! Reviewed on: 17th June 2021

Excellent help

Excellent service thank you, you have made me see a light at the end of a Tunnel instead of a massive black hole thank you ever so much for your continuing support & Help . I would highly recommend x Reviewed on: 17th June 2021

So helpful and professional

When I first went to Stepchange I didn't know what to expect , except that I may be judged in some way for ending up in such a financial mess. Nothing could be further from the truth. They were and continue to be helpful, professional , and quick to offer non judgemental, practical advice and guidance. It is such a relief to know they are looking after my affairs and they have helped me create a far healthier relationship with money. Reviewed on: 17th June 2021

Life Savers

Step Change came into my life at a time when I thought that I was going to lose everything. They supported me and got me back on track. I don’t know what I would have done without them. Reviewed on: 17th June 2021

Friendly helpful service

Stepchange were a godsend when we needed help with our debts, they are very friendly and put you at ease and dont judge you, they help you come up with a solution to suit your personal needs and are with you every step of the way Reviewed on: 17th June 2021

They took my worries and troubles off my shoulders

Step Change has taken my debt worries and troubles off my shoulders through the amazing support and payment plan they've put in place for me. Step change has become a seal between me and my creditors. They's always listening, calming and reassuring voice at the end of the phone line for whenever I received those dreadful letters from the creditors. Thank you for the continuous support and the peace of mind. I'm forever grateful. Reviewed on: 17th June 2021

Saved me

Help and support when I needed it most Reviewed on: 17th June 2021

Amazing

So very helpful and takes the weight off your shoulders Reviewed on: 17th June 2021

Life changing and saving

Ime quite poorly and step change has Stepped in and protected my mental and physical wellbeing Thank u so much Reviewed on: 17th June 2021

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