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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18664 reviews)

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4.92

Based on 18,664 reviews, last reviewed 15th Jul 2026

126100% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Just do it with StepChange StepChange has been helping me bounce back from all my debt obligations. They have given me support, advice ans a lot of encouragement. Reviewed on: 15th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18664)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Relief

Gives you peace of mind and staff always helpful and understanding. They offer good advice in calm and efficient, friendly way Reviewed on: 17th June 2021

Debt management plan

Step change have changed my life, putting me back in control of my spending and sorting out a plan which is achievable for me to pay each month. The customer service is second to none, non-judgemental and whoever I have spoken to on the other end of the phone or an email has always reassured me and dealt with any issues swiftly and professionally. I am so grateful for their help and support and would recommend them to anyone needing advice around money and debts Reviewed on: 17th June 2021

Freedom

Really helpful can finally sleep at night again thanks to stepchange dealing with all of the creditors Reviewed on: 17th June 2021

Help when you need it

Was desperately in need of help and I'm so glad that Stepchange was recommended to me. They showed me a bit of light during a very dark time in my life. I immediately felt there was a way out of my financial situation and with their support I have made some real headway. It's tough, but their continued support is very welcome. I wish I had sought their advice sooner. I can recommend their service to anyone who cannot see a way forward with debt. The staff I have spoken with have all been brilliant and most of all they don't judge Reviewed on: 17th June 2021

Excellent Company

I had debts of nearly 15,000 and there were times with Covid I had to reduce my monthly payments but they were super about it ..thanks for helping me so much and relieving me of stress Reviewed on: 17th June 2021

Piece of mind

I have been with StepChange since 2008 and prior to that I was in a constant state of worry and anxiety. StepChange has ensured that all my creditors received regular monthly payments which greatly reduced that worry and anxiety. Out of five creditors, four have been payed up and I am now paying money to only one, and as long as the current situation of paying this creditor continues (which I expect to happen), I will be debt free by next May. I do not know what the situation would have been without the help, support and guidance from StepChange. Best financial move I have made and has given me piece of mind. Reviewed on: 17th June 2021

Too good

They made my life so stress free and easy Reviewed on: 17th June 2021

Life savers. Literally.

I don't know when my family would be without you guys. Last year we went through job loss, illness and massive drop of income meaning we just couldn't pay our debts. Step Change helped with everything. They have been excellent. Supportive, reliable, just brilliant. Real life savers, as we would just not cope on our own. Reviewed on: 17th June 2021

The only people with any answers

They took control of our debt and have supported us with any concerns.We are now beginning to see a light at the end of a tunnel.Such a wonderful organisation. Reviewed on: 17th June 2021

Step Change allows you freedom

I've always paid my bills but it was getting impossible to stretch the money any thinner to go around. Was constantly robbing Peter to pay Paul and this started affecting my health. Having a DMP with Step Change has allowed me to breathe again and I know I will pay every penny back with their help and support. Reviewed on: 17th June 2021

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