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StepChange: Debt advice reviews

4.92
Based on 18,680 reviews, last reviewed 19th Aug 2026
13% decrease in 5 star reviews
in the past 90 days
22% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Completely Life-Changing Talking to StepChange was one of the best financial decisions I ever made and I only wish I had done it sooner. I didn't even know a fraction of the o... Read more Reviewed on: 19th August 2026
James M's avatar
James M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18680)

Review of the StepChange, Debt advice:

Step change have been my saviours

5
They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Completely lifted the heavy weight from my shoulders .

5
I was at the point where there was far more going out of my bank account than coming into it I lived off my credit cards and overdraft and I was really sinking fast . From the first phone call to Stepchange, I had hope, One of their advisers immediately made me feel there was light at the end of the tunnel. I had never heard of Stepchange , and I would highly recommend them to anyone that' has financial problems. I can't thank Stepchane enouugh for all their help and advice. Five stars from me . Reviewed on: 17th June 2021

Just fantastic

5
They are very understanding and caring of my disabilities, when it comes to me ringing them. They always put me at ease, and don’t judge me, because of my debts. Reviewed on: 17th June 2021

Literally a life saver

5
Step Change have helped me turn my life around. Due to a back injury I had to give up working leaving me with unsustainable debt and not enough means to repay it. With their help and a DMP I am almost free from debt. I can’t thank the fantastic people at Step Change enough. Reviewed on: 17th June 2021

Excellent help over last 12 years

5
The suuport I have received has been excellent and very professional from people who are dedicated to what they do. Reviewed on: 17th June 2021

Amazing

5
Great help from start to finish cannot fault them Reviewed on: 17th June 2021

Excellent journey after a disaster

5
After Heart surgery, redundancy and drink I was recommended by a friend to contact Step Change known then as the CCCS. Though not yet completely out of debt I feel I am over the hill and see the end in sight. I would recommend the company to anyone who wants to sort things out. Reviewed on: 17th June 2021

Amazing

5
A huge weight off my shoulders. No better company to put things right with no pressure. Reviewed on: 17th June 2021

Step Charge

5
I don’t know what I’d have done if I hadn’t found out about Step Change. I’d built up a few credit cards after having many operations on my feet and because I’d been off work wages stopped and credit cards were used. Now I’m able to pay them off without interest charges. Step Change have been amazing. Reviewed on: 17th June 2021

Totally Honest Review

5
My experience with Step-Change has only been positive . Friendly and professional service has been offered and given on every occasion and has given me peace of mind. Thank you to all the team Reviewed on: 17th June 2021

Absolutely brilliant in what they do not only for me no doubt thousands

5
There marvellous very understanding helpful take a lot of pressure off people like myself I thank them from the bottom of my heart for what they do I can't thank them enough god bless to all and my sincere appreciation thank you Reviewed on: 17th June 2021

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