Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,680 reviews, last reviewed 19th Aug 2026
13% decrease in 5 star reviews
in the past 90 days
22% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Completely Life-Changing Talking to StepChange was one of the best financial decisions I ever made and I only wish I had done it sooner. I didn't even know a fraction of the o... Read more Reviewed on: 19th August 2026
James M's avatar
James M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18680)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Stepchange are so helpful

5
They go out of their way to help you, nothing too much trouble Reviewed on: 14th July 2020

Saved my life

5
I got a little into debt due to a divorce, but then this was increased first of all by being out of work for 6 months, then through bad health and a nasty accident. Then to top it off - coronavirus stopped me from working. Stepchange have been phenomenal with giving me information, put me on a DMP and it has taken a HUGE weight off my shoulders. I am working from September and hope to make overpayments once I am in that situation. I don't know that I'd still be here without their help as I was extremely depressed. Reviewed on: 14th July 2020

excellent

5
Every step we took was clearly explained and advice was always given. Excellent service. Reviewed on: 14th July 2020

They saved my life....

5
I was so stressed and felt like I wa sinking in debt. As soon as I got paid three quarters of it would go to credit card debt. I would have threatening letters from banks etc as soon as StepChange gook over they literally saved my life. Thankyou StepChange. Reviewed on: 14th July 2020

Weight off my shoulders

5
made it very easy to sort out my finances , and take a lot of pressure off my family at an important time Reviewed on: 14th July 2020

Saved my stress levels

5
They were very helpful to me when l lost my job after being on sick leave for 18months. They took away all the stress of managing my debts. Reviewed on: 14th July 2020

Really Helpers!!!

5
This organization really help you to get out of horrible times if you honestly want to do something about it. Their words and work help me to see the light when everything was taking me and my kids to the edge. I will always be thankful!!! Reviewed on: 14th July 2020

Very helpful

5
these people have been so supportive and helpful highly recommend Reviewed on: 14th July 2020

Mr

5
Stepchange as help me alot and I would recermend them to anyone Reviewed on: 13th July 2020

Very Helpful

5
Very clear with their advice, very helpful - only issue is the opening hours Reviewed on: 13th July 2020

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products