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StepChange: Debt advice reviews

4.92
Based on 18,120 reviews, last reviewed 28th May 2026
163350% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

The staff have been so helpful in sorting out my fin... The staff have been so helpful in sorting out my financial problems after a failed marriage and having to find accommodation and herringbone debt. The... Read more Reviewed on: 28th May 2026
Ruth F's avatar
Ruth F

Latest lowest rating:

1

Gave me great peace of mind knowing I was able to ta... Gave me great peace of mind knowing I was able to talk to someone Reviewed on: 28th May 2026
Andrew l's avatar
Andrew l

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (18120)

Excellent service

5
I have only had positive experiences with step change. The staff are very friendly and non judgemental. They make sure the options are the right ones and that you can afford the repayments etc. Using step change has taken a huge weight off my shoulders. Reviewed on: 9th July 2020

Excellent

5
Helpful, polite and professional nothing is a problem. Reviewed on: 9th July 2020

My life is back on track

5
step change is an excellent service , it has really changed my life. Before I was constantly worrying about my debt and was spiraling into a deep depression. I can now finally see an end to it and I will forever be grateful for their help. Every time I phone the staff are very helpful. Thank you so much step change. Reviewed on: 9th July 2020

Very good service will help anyone

5
Very good service will help anyone Reviewed on: 9th July 2020

Champions

5
They helped me through serve difficult times and still on going. This debt management company Is god sent for me. Always helpful God bless the staff who are Helping people like me Reviewed on: 9th July 2020

Absolute life changer

5
Step change , helped me change my life, this is not an exaggeration ! I was living in perpetual worry & stress. My financial worries were getting worse every day, i could see no end. Every day i would dred the postman coming with his inevitable demands from my creditors. Step change helped me get my life back on track and make my debt manageable; from 35 years of repayments to 6 years, they were remarkable. Every time i have conversations over the phone with them, they are always understanding and very knowledgable, ironically i will be forever in their debt . Kim Hunt Reviewed on: 9th July 2020

Sorted

5
I was paying a lot of money to some company to sort out my debts ,then i found out about stepchange who reduced my payments and did not charge a fee , thereby allowing me to pay more to my creditors Reviewed on: 9th July 2020

Brilliant

5
Great experience, great service and relaxed at what seemed a troublesome time. Reviewed on: 9th July 2020

Jailbreak

5
The day I made contact with Stepchange was a jail breaking moment, feeling free if the stress of not knowImg how I was going forward. The support that day and every day since has been first class. The light at the end of the tunnel is getting brighter by the day. Thank you for changing my life from misery to happiness. Reviewed on: 9th July 2020

I would 1,000 percent recommend Step Change to anyone I know.

5
Stepchange has helped me to deal with financial problems that I thought could never be solved.They are always at the other end of the phone to help,and made It possible for me to sleep at night. My debts were out of control ,and there was no end in sight.With the support of Stepchange I am now able to count down the months and can see the end of my DMP. I never believed this would be possible. I can't thank them highly enough. Stepchange are magnificent!!!! Thank you. Reviewed on: 9th July 2020

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