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StepChange: Debt advice reviews

4.92
Based on 18,680 reviews, last reviewed 19th Aug 2026
13% decrease in 5 star reviews
in the past 90 days
22% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Completely Life-Changing Talking to StepChange was one of the best financial decisions I ever made and I only wish I had done it sooner. I didn't even know a fraction of the o... Read more Reviewed on: 19th August 2026
James M's avatar
James M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18680)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

They saved me

5
Amazing kind understanding staff. So helpful and non judgemental. They have helped me and my husband get our lives back and slowly we will be getting out of debt. I can’t thank them enough! Reviewed on: 9th July 2020

Extremely helpful

5
I can sleep at night now, knowing that my creditors are getting paid. It's one less worry. Stepchange do a brilliant job. Reviewed on: 9th July 2020

Stop worrying. Stop leaving it. Sleep better tomorrow.

5
Stepchange have been nothing short of everything I was looking and hoping for. I got myself in financial trouble due to the everyday problems we all go through. They were great. No judgement on why or how you got yourself into the station you were in, just sensible advice. And above all help. Don't leave it and dwell on things. Call them and sort it out. After all the end of something is the beginning of something else. 10/10. Reviewed on: 9th July 2020

My lifeline

5
When I got into debt and started struggling with money, I was recommended Step change, I did it all online and was able to pay back my debt with an amount I could afford. Most recently I have spoken to step change staff who have most likely been working from home and have had so much support, through out the last few months. Reviewed on: 9th July 2020

Super helpful

5
Stepchange took away my stress and worry with their helpful and well informed staff. I'm sure I would have had a breakdown without them. Will always recommend Stepchange to people on the edge. Reviewed on: 9th July 2020

Definitely recommend

5
So caring and considerate, I would definitely recommend to anyone. Reviewed on: 9th July 2020

Amazing

5
Amazing service they were very helpful and friendly aswell as being very understanding Reviewed on: 9th July 2020

Brilliant

5
My personal experience brilliant very helpful and understanding my debt problem and doing there best to find the best option for me. Reviewed on: 9th July 2020

My life saver

5
I let my debts get out of control a bit and thought I could manage them but couldn't. Reviewed on: 9th July 2020

Help when at lowest ebb

5
We have nearly paid off our debts thanks to step change , without them I truly believe we would have been in a Much more terrible mess through redundancy , they listened I am eternally grateful , very trustworthy and deserve credit where due , Thankyou so much stepchange , Reviewed on: 9th July 2020

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