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StepChange: Debt advice reviews

4.92
Based on 18,680 reviews, last reviewed 19th Aug 2026
13% decrease in 5 star reviews
in the past 90 days
22% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Completely Life-Changing Talking to StepChange was one of the best financial decisions I ever made and I only wish I had done it sooner. I didn't even know a fraction of the o... Read more Reviewed on: 19th August 2026
James M's avatar
James M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18680)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Simply the best

5
Step change I don’t judge you there to help you and they have helped me Reviewed on: 9th July 2020

Peace of mind and professionalism

5
First class communication and straight forward administration. Reviewed on: 9th July 2020

Taking the pain out of an awful situation

5
Great customer service. Finding yourself in a difficult situation financially and having such support from day one to help sort the issue out is amazing Reviewed on: 9th July 2020

Great service

5
Made me feel as ease. Lovey people kind understanding, helpful doing a fantastic job & put my mind At rest, don’t know how I would of managed without Step Change I’m so grateful thank you all Reviewed on: 9th July 2020

Fantastic and very helpful

5
Step change are fantastic, they helped my through the whole process of setting up my DMP after considering the alternatives contacted my creditors and helped me through a very tough and depressing time, step by step, I am now able to sleep at night I can not recommend them highly enough, I owe them for the peace of mind and getting me back on track with my debts, THANK YOU Reviewed on: 9th July 2020

Peace of mind and professionalism

5
Stepchange have handled my debt management payments for about 4 years after I had bad experiences elsewhere. Their staff are first class communicators and their admin systems straight forward. Thank you for your professionalism Stepchange. Reviewed on: 9th July 2020

Brilliant every time I can

5
Every Team is outstanding, always help, always reassuring, always make me feel like my debt doesn’t define me as a person. Im spoken too with respect and compassion. Fantastic company. Reviewed on: 9th July 2020

Excellent and caring customer service

5
When I got in touch with step change I was tired fed up and confused. But their caring supportive and efficient customer care took all that stress and allowed me to start living a normal healthy life. They took care of everything and were very sensitive and compassionate. Reviewed on: 9th July 2020

Outstanding customer service

5
Been with step change for a few years now and from day one to present day the people there have been so caring and understanding. They have changed my life for the better, I will always be in their debt, no pun intended. Reviewed on: 9th July 2020

Step Change makes debt less scary and more manageable

5
After sinking out of my depth in debt due to unfortunate circumstances, Step Change helped me by contacting all my creditors and arranging a realistic repayment plan. Their support has been invaluable. Reviewed on: 9th July 2020

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