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StepChange: Debt advice reviews

4.92
Based on 18,670 reviews, last reviewed 28th Jul 2026
75700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Supportive team, Helpful controllable solutions After struggling financially because of an abusive relationship and becoming a solo parent to a very young child, StepChange Deb Advice have helped me... Read more Reviewed on: 28th July 2026
Laura O's avatar
Laura O

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18671)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Life changer

5
I was at my wit's end with the worry of how I was to make my next credit card payment, Stepchange saved me, and I will be for ever grateful for all the help setting up a DMP. Thank you Step Change Reviewed on: 9th July 2020

Took the worry away

5
Knowing that I was dealing with my dept and able to sleep at night all thanks to Stepchange Reviewed on: 9th July 2020

Excellent helpful service.

5
Always very helpful when setting up my DMP. Always there if I have a problem to get sorted. Very helpful and polite staff. Reviewed on: 9th July 2020

Got my life back

5
Despite being in the midst of the pandemic, friendly extremely helpful advisors, always prompt response to emails. I'm beginning to feel my life is back on track Reviewed on: 9th July 2020

So understanding.

5
Being in debt is worrying and plucking up the courage to admit there is a problem is big. StepChange made me feel safe for the first time in years. I felt stupid/ they put me at my ease. I was worried: they showed me a way out of my persistent debt. They were everything I needed and gave me confidence that a similar provider did not. Reviewed on: 9th July 2020

life saver

5
always have praise for these lovely angels thank you Reviewed on: 9th July 2020

Life changer

5
When I thought I couldn’t face my debts any more step change helped me and sort everything out for me , best thing I ever did and helped me mentally and financially, would recommend to everyone who is struggling , customer service is fantastic Reviewed on: 9th July 2020

Life saving

5
I got into severe debt and didn't know where to turn, I sort of buried my head in the sand and hoped it would go away but each day just got worse, i must admit i was thinking of suicide but my sister realizing how bad i was recommended stepchange. I finally built up the courage to ring them and face my demons, the gentleman I spoke to was so understanding and spoke to me in such a genuinely caring way that made me feel so at ease, they took all my troubles away and I'm now slowly paying off my debts but my life has changed so much I'm back to my happy self and could never praise stepchange enough. Reviewed on: 9th July 2020

Unbelievable company

5
Since I became a client I cannot believe the service, advice and care I have received. Nothing has been to much trouble for them and I have never felt embarrassed . Thank you Reviewed on: 9th July 2020

Excellent customer service

5
They really listened to my money problems and gave me the best solution to my problems. They treated me with compassion and understanding. Would recommend them to anyone with money problems. Reviewed on: 9th July 2020

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