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StepChange: Debt advice reviews

4.92
Based on 18,680 reviews, last reviewed 19th Aug 2026
13% decrease in 5 star reviews
in the past 90 days
22% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Completely Life-Changing Talking to StepChange was one of the best financial decisions I ever made and I only wish I had done it sooner. I didn't even know a fraction of the o... Read more Reviewed on: 19th August 2026
James M's avatar
James M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18680)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Amazing

5
Amazing help to get us back in track without stress Reviewed on: 9th July 2020

Best ever Dept Management .

5
Helped me a great deal .very very helpful people Reviewed on: 9th July 2020

Weight lifted off my shoulders

5
Can’t thank the Step Change team enough for helping me. I got myself into a pickle after a separation. They have guided and helped me. With constant messages of well-being and support. Would so recommend Step Change to anyone else who needs guidance or help. Thank you, I can now see light at the end of my tunnel. Reviewed on: 9th July 2020

Reassuring, accurate advice and assistance

5
Helped set up DMP, advised how to complete income/expenditure. Everything dealt with smoothly. No pressure or making one feel inferior for having debts. Reviewed on: 9th July 2020

Very Good

5
I recommend Step Change, it has helped me a lot. They're the best company in the market with good experience. Reviewed on: 9th July 2020

Eradicated my fear

5
I was so scared, anxious and worried. Staff were kind and understanding and whilst talking to them I began to breath again. Reviewed on: 9th July 2020

Saved my mental health

5
At the time when I found the courage to contact Step Change, I was not sure how I could be helped because things felt so gloomy and I was mentally stressed. Step Change took over and set out what I needed to pay based on my situation. Each time I spoke to a member of the team, they were thoughtful and understanding which helped me come to terms with what I had to do. Each time I spoke to a member of the team, they were thoughtful and understanding. My self-esteem and confidence has resumed over time. I really thank them for the intervention and support that I have received. Reviewed on: 9th July 2020

DMP

5
Helped every step of the way. From start to finish went through everything with me and were never judgemental. Would highly recommend. Reviewed on: 9th July 2020

Excellent

5
They are the best they act quickly to your request. Reviewed on: 9th July 2020

Life changer

5
I was at my wit's end with the worry of how I was to make my next credit card payment, Stepchange saved me, and I will be for ever grateful for all the help setting up a DMP. Thank you Step Change Reviewed on: 9th July 2020