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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18671 reviews)

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4.92

Based on 18,670 reviews, last reviewed 28th Jul 2026

75700% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Supportive team, Helpful controllable solutions After struggling financially because of an abusive relationship and becoming a solo parent to a very young child, StepChange Deb Advice have helped me... Read more Reviewed on: 28th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18671)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Brilliant, non-judgemental support and help

Thanks to stepchange I can now sleep at night, open post without fear, and answer the telephone without worry. Their help has enabled me to be debt free in just 12 months, after having struggled on my own for almost 10 years. My health has improved as well as my emotional and mental health. I can not thank step change enough for their help, support and organisation. Thank you thank you thank you! Reviewed on: 9th July 2020

Relief from worry

The whole experience lifted a weight of our shoulders. The staff are friendly, knowledgeable and non- judgemental. Brilliant. Reviewed on: 9th July 2020

Life savers

If these people hadn't been around to help me, I don't know how I would have coped. There is always a friendly voice at the end of the phone and advice is always given. The process of setting up my DMP was so easy and best of all, nobody is there to judge you. During the current Coronavirus pandemic I had to reduce payments due to being furloughed but this was dealt with easily and professionally. Thank you Stepchange Reviewed on: 9th July 2020

Excellent customer.service

During the difficult time faced with mounting debt Step Change not only providing solutions but also the customer service enabling me to take back control. Reviewed on: 9th July 2020

Feeling normal again

Stepchange has made me feel normal again . It has helped me slowly start to clear my debts without the worry of a debt collector banging on my door and without me having to deal with my creditors directly because they do that for you. The staff at stepchange are understanding and caring . They totally understand that life and finances are always changing. So they are flexible and able to make sure you can afford the monthly payments before it is agreed . I have had the best experience of stepchange so far and I am truly thankful for all they have done to help me live my life without fear . I would totally recommend Stepchange to everyone who has debt to be cleared . Reviewed on: 9th July 2020

Sanity Saving Service

What a very helpful, knowledgeable & professional service these people provide. To call Step Change, full of worry and not know where to turn, they help bring you down and guide you in the right direction. They deserve all the accolades that come their way. Reviewed on: 9th July 2020

Lifesavers

StepChange was there for me during one of the most difficult times of my life. They were and are extremely helpful and understanding and have never made me feel embarrassed about needing help. I can honestly say that I would not still be around without them! Reviewed on: 9th July 2020

Excellent company

I had £26000 of debt as I had credit cards & took them to the limit after the death of my Mother to made me feel I bought new things on credit cards.After I took them to the limit I contacted Stepchange it was the best thing I did I was put on an affordable plan ,I have paid over £5000 off and can see a light at the end of a long tunnel.Thank you Stepchange. Reviewed on: 9th July 2020

A lifeline for me

Didnt get into debt lightly Ex a alcoholic.... put 2nd charge on house. He got sheltered acc.... i moved back in... i didnt want easy way out... as in bankruptcy.... step change... set it all up.... I'd of crumbled more if had to deal with being hounded by banks.. wholly recommend to anyone struggling Reviewed on: 9th July 2020

Lifesaving help

I cannot express what a difference Stepchange made to my life, they provided light at the end of a long dark tunnel and gave me a solution that I could manage going forward, am so grateful Reviewed on: 9th July 2020

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