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StepChange: Debt advice reviews

4.92
Based on 18,667 reviews, last reviewed 23rd Jul 2026
75640% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Professional, friendly and vey helpful. Professional, friendly and vey helpful.i have been completely happy with StepChange services and recommended Stepchange to whom ever i known . Reviewed on: 23rd July 2026
Ali Molaei's avatar
Ali Molaei

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18667)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Very very help full

4
Always listen and always helpful would be lost with out them Reviewed on: 8th July 2020

I am happy...

5
I am happy and satisfy with the way Step change is managing my debt with my creditors.. They gave me the best advise and different options to choose from to help me clear my debts. Thank you... Reviewed on: 8th July 2020

Really helpful

4
Professional friendly service , don't judge people's situations Reviewed on: 8th July 2020

Helpful and understanding

5
Always on hand to give sound financial advice. Empathy and a non judgmental attitude, was always given when talking to an advisor. Speaking to step change and setting up a plan, has reduced the pressure of having debts, Which I now can pay back in a more suitable way. Reviewed on: 8th July 2020

Life saver

4
I got into debt from quick loans and StepChange have listened and helped me organised my money with flexible payments that is tailored to my income and expenditures. Every agent I spoke to for the past year is consistent and helpful even when times were rough for me, they gave me options. My account on their website is also very well laid out, I have all the details I need and you can even update your budget online if your circumstances change (if you’re on a debt management plan) which I find extremely useful if you don’t feel like calling. I can’t recommend StepChange enough to people who needs help or struggling with money. Reviewed on: 8th July 2020

Changed my life...

5
Having got into money problems after my divorce, I couldn’t see a way out of my debt but StepChange turned everything around for me. Always helpful and great advice given. Excellent in every aspect of helping gain control of my finances again. Reviewed on: 8th July 2020

Fantastic

5
The work these wonderful people do is amazing the worry that was lifted from me from the very first call was unbelievable, there is no judgement they just listen then help you. They are truly fantastic. I thank you all of you. Reviewed on: 8th July 2020

So helpful

5
Thank you step change for being so helpful! Every advisor is so kind and understanding :) Reviewed on: 8th July 2020

My future begins now

5
Thanks to stepchange I can finally see light at the end of what has been a very long and dark tunnel. Professional service, reassuring staff and they made me feel so more positive after feeling I had nowhere to turn to for so many years. Too many people fall into the financial trap of debt, however with excellent help and advice from Stepchange I can now sleep at night and not worry what could have happened without them. Many Thanks to all the staff Reviewed on: 8th July 2020

The best step to changing my life

5
My partner was ill and I was losing everything I put myself in so much debt, I just didn’t know a way out of the troubles I was in then, I heard of step change Which was around 7 or years ago. I now have about a year left to be debt free. Just saying there not doctors or nurses but they save your life all the same. Thanks to a wonderful organisation Reviewed on: 8th July 2020

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