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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18674 reviews)

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4.92

Based on 18,674 reviews, last reviewed 11th Aug 2026

3% decrease in 5 star reviews

in the past 90 days

22% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Step Change hugely help me Step Change team help me hugely with my financial problem.A huge thank you to all of you . Reviewed on: 11th August 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18674)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Lifesavers

I can't embellish it more. There is no doubt in my mind that Stepchange saved me and my family. We are not out of the woods completely by any means, and still need them to be there, but the difference they make is like nothing I have ever seen. An amazing, absolutely amazing, group of people who do astonishingly effective, and important work. They are above all focussed, effective, targetted and efficient - a refreshing , enlightened, approach. As a habitual pessimist and cynic - by personality and experience - they are nevertheless the moment of sunshine and brilliance in my life. Reviewed on: 8th July 2020

Very satisfied

I would like to thank the staff at step change they was very helpful and understanding of our needs and the ability to make you at ease that you don't have to worry any more.i would definitely prompt any one with debt problems to contact step change as we did and we don't look back.thanks for your support. Kind regards karl lumb. Reviewed on: 8th July 2020

Mrs

They have helped me manage my debt Reviewed on: 8th July 2020

Help, empathy, understanding

After getting in to financial difficulties it was an awful time for me, stressful job, impacting home life, dark thoughts were all part of my life! Then Stepchange arrive, absolutely the best advice and support I could have wished! My life turned round in 36 hours! All stressed lifted, faced the problems spoke about them and the StepChange team did the rest! Nothing but gratitude, thanks, and admiration for this wonderful organisation! Never ever let me down! Reviewed on: 8th July 2020

Great service

Really glad I got in touch with step change , the worry of debt can be overwhelming now I’m on the right path and sorting my debt I feel a lot less stress , there service has been a blessing Reviewed on: 8th July 2020

Great company

Great company easy to deal with always willing to help Reviewed on: 8th July 2020

Helped when most needed

After loosing income they made life so much easy taking all the pressure off dealing with the creditors Reviewed on: 8th July 2020

Life savers

Changed my life when I was struggling with huge monthly bills and having a baby on the way Reviewed on: 8th July 2020

expert service

the service has been fantastic so helpful gives clients peace of mind keep up the good work Reviewed on: 8th July 2020

Excellent service quality

Glad to set up my DMP with StepChange through great communication, wonderful customer service and great quality of outcomes, Thanks. Reviewed on: 8th July 2020

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