Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (14715)

I was feeling very anxious about the money I previou...

5
I was feeling very anxious about the money I previously owed but step change advised and helped me find a way to pay off my debt without being really short of cash each month. Reviewed on: 23rd May 2025

Treated with kindness

5
Every time I have needed to call, I am treated with compassion, empathy and kindness Reviewed on: 23rd May 2025

Don’t hesitate call today

5
Anyone needing help and advice should contact stepchange asap t the staff are always empathetic towards the situation you’re experiencing’and be assured it takes away all that built up stress absolutely brilliant service keep up the great work you all are doing you’re truly amazing thank you Reviewed on: 23rd May 2025

Excellent service

5
Always helpful-information provided is excellent Reviewed on: 23rd May 2025

Without this amazing organization people would have...

5
Without this amazing organization people would have been in a bad way I would have definitely if it was not for them when your in a situation we don't do this because we want to be in it however circumstances change the events. Reviewed on: 23rd May 2025

I was working full time in London I had several disa...

5
I was working full time in London I had several disastrous relationships.This cost me financially and mentally I felt like a failure and was so ashamed and couldn't see a way out. Step change offed me hope listened and understood. I can not thank them enough. So easy to sort everything even in lock down so helpful and understanding. It's awful to see others struggle and I think the staff absolutely have empathy for everyone and every scenario. I felt so out of control I was scared for my own wellbeing. Step chsnge have been amazing and I thanky lucky stars everyday that I picked up the phone and callef them. That was the hardest part from then on its been a brilliant partnership built on trust and agreements that are viable. Keep up the good work and thank you so much. Reviewed on: 23rd May 2025

Helped me when I had nowhere else to go, best decisi...

5
Helped me when I had nowhere else to go, best decision I ever made. Reviewed on: 23rd May 2025

Changed my life

5
Really helpful. Pressure and stress relieved immediately. Sympathetic and understanding people that just want to help Reviewed on: 23rd May 2025

Massive help, and made it really simple to arrange

5
Massive help, and made it really simple to arrange Reviewed on: 23rd May 2025

You are the best!

5
I am satisfied. You have helped me a lot and I am so happy. Reviewed on: 23rd May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products