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StepChange: Debt advice reviews

4.92
Based on 18,665 reviews, last reviewed 16th Jul 2026
75600% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026
Patricia rose's avatar
Patricia rose

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18666)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Great full

5
Very helpful with ever thing .Took a load off my mind. Thank you Reviewed on: 9th May 2026

Peace of mind making us aware of budgeting.

5
Peace of mind making us aware of budgeting. Reviewed on: 9th May 2026

.Don't be ashamed to ask for help

5
I am in my 70s and was embarrassed to be in debt . Step Change have been incredibly helpful getting my debt under control which has helped me regain my self-respect. They are understanding and non-judgemental and I would be happy to recommend them to everyone, irrespective of age. Reviewed on: 9th May 2026

Excellent

5
StepChange I found were professional, thorough, extremely helpful and take control of a situation that seems to be spiraling out of your control. Reviewed on: 9th May 2026

After getting advice from other DMP companies and le...

5
After getting advice from other DMP companies and learning how much interest I would have to pay, my friend told me about Stepchange. Easy to contact, everything via email and online submissions which was my preference. Great advice. Literally saved my bacon and I couldn’t recommend them enough! Reviewed on: 9th May 2026

Very helpful and understanding my situation and list...

5
Very helpful and understanding my situation and listened to my concerns. And have a plan in place to help sort it out. Highly recommended to use them very good at what they do Reviewed on: 9th May 2026

Helpful and stress free

5
They value that you should be able to cover you essential needs first and then work from there.. even know the calculation seem off because if your on benefits money is received every 4 weeks. Reviewed on: 9th May 2026

Very helpful staff and polite staff friendly

5
Very helpful staff and polite staff friendly Reviewed on: 9th May 2026

I I didn’t no which way turn with my dept then a fri...

5
I I didn’t no which way turn with my dept then a friend told me about step change . It the best thing I did contacting them . I have gone in to tell other people about step change . All round excellence. Reviewed on: 9th May 2026

Escaping debt through financial coercion

5
In 2024, I got out of a financial coercive relationship. My partner had goaded me into gettting loans and shopping on a popular online catalogue. I was in a huge amount of debt and reached out to StepChange. They gave me the advice I needed and now I'm on a debt management plan and it has taken all of the worry off my shoulders. I now have better control of my finances and can even afford the odd treat for myself. I can't recommend them enough! Reviewed on: 9th May 2026

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