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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18667 reviews)

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4.92

Based on 18,667 reviews, last reviewed 23rd Jul 2026

75640% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Professional, friendly and vey helpful. Professional, friendly and vey helpful.i have been completely happy with StepChange services and recommended Stepchange to whom ever i known . Reviewed on: 23rd July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18667)

Review of the StepChange, Debt advice:

No hassle no judgment help

Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Escaping debt through financial coercion

In 2024, I got out of a financial coercive relationship. My partner had goaded me into gettting loans and shopping on a popular online catalogue. I was in a huge amount of debt and reached out to StepChange. They gave me the advice I needed and now I'm on a debt management plan and it has taken all of the worry off my shoulders. I now have better control of my finances and can even afford the odd treat for myself. I can't recommend them enough! Reviewed on: 9th May 2026

Great Service

always have been good to talk with, and quick problem solving team ..excellent Reviewed on: 9th May 2026

Help is out there!

The customer service is excellent, they are understanding and very helpful and sort your needs to suit your budget, which relieves the stress. Reviewed on: 9th May 2026

Help when needed...

when I was having trouble a few years ago your staff were extremely helpful and I would still have been a terrible place without their help Reviewed on: 9th May 2026

Help available when needed

You helped me to sort out my affairs and stopped the worrying. Reviewed on: 9th May 2026

Supportive and Understanding During a Difficult Time

I was really anxious about dealing with my debts, but StepChange made the whole process much easier than I expected. They’ve been supportive, respectful and understanding throughout, especially when my income changed recently. Having a manageable plan in place has made a huge difference to my stress levels and helped me feel back in control of my finances again. I’m very grateful for the support and would highly recommend them. Reviewed on: 9th May 2026

This was the best thing I have done.

This was the best thing I have done. The staff are amazing they are calm and understanding. Reviewed on: 9th May 2026

Unbearable amount of debt I was paying each month, b...

Unbearable amount of debt I was paying each month, but with the help of stepchange they managed to get my payments down to a very small affordable amount. Thank you very much step change.I simply could not have done that myself, I can’t praise them enough. Reviewed on: 9th May 2026

Fantastic service!

3 years ago I realised I was beginning to struggle to make ends meet. I contacted my two daughters and went through things with them. My elder daughter works as a manager for the homeless and people struggling with their finances, she always recommends Stepchange and suggested the same to me. She and my younger daughter both helped me set up with yourselves, which was so easy to do and you were incredibly helpful. I am feeling so much better in myself and managing perfectly so, thank you very much. I would certainly recommend you to friends and family if needed. Reviewed on: 9th May 2026

Just found staff to be so helpful kind and understan...

Just found staff to be so helpful kind and understanding when you may feel debt companies are the last resort Reviewed on: 9th May 2026

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