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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18682 reviews)

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4.92

Based on 18,682 reviews, last reviewed 23rd Sep 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Very helpful and very informative Very helpful and very informative Reviewed on: 23rd September 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18682)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Brilliant Helpa

They halfed what I was paying every month. Made my life alot easier.w Reviewed on: 9th May 2026

Fantastic

Stepchange have been fantastic, they helped when it was needed the most, working out a plan & relieving the stress & worry. Reviewed on: 9th May 2026

Simple solution of our debt problem

Handled our debt problem rapidly simply and efficiently. Eventually stoped the harassment of persistent threatening mail and phone calls. Handled my wife’s death with sympathy and simplicity. Overall the best course of action it was possible to take. Reviewed on: 9th May 2026

Excellent, easy to follow steps and advice.

Excellent, easy to follow steps and advice. Reviewed on: 9th May 2026

I have received amazing debt advise and help to repa...

I have received amazing debt advise and help to repay debts Reviewed on: 9th May 2026

They put your mind at ease your not alone.

I was a shamed I got into the mess and they treated me with respect I can’t thank them enough. Reviewed on: 9th May 2026

Debt Management Plan

I was referred to StepChange by the National DebtLine. StepChange have set up a Debt Management Plan for me. Their advisors over the phone are always able to answer any questions and to work with you to resolve any issues. Even when I've not been able to pay the full amount or my circumstances changed they are always understanding and they work with you on the next steps. They've dealt with all of the conversations with my creditors for me, except for one situation where they advised it would also be good for me to get in touch with creditors. Emails take a bit longer to hear back on, for more substantive conversations it's best to call them. Reviewed on: 9th May 2026

I still remember how much I was struggling when I fo...

I still remember how much I was struggling when I found out about Stepchange by a friend. Thank you so much, you have given me a peace of mind!! Reviewed on: 8th May 2026

LIFE SAVERS

Gone from worry and sleepless nights, to a call which literally changed everything. Cannot recommend them highly enough. Go on, what harm can it possibly do, make that life changing call!!! Reviewed on: 8th May 2026

What a reliief real help i was in at the deep end dr...

What a reliief real help i was in at the deep end drowning. Helped me dort all my debt Reviewed on: 8th May 2026

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