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StepChange: Debt advice reviews

4.92
Based on 18,670 reviews, last reviewed 28th Jul 2026
75700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Supportive team, Helpful controllable solutions After struggling financially because of an abusive relationship and becoming a solo parent to a very young child, StepChange Deb Advice have helped me... Read more Reviewed on: 28th July 2026
Laura O's avatar
Laura O

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18671)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Always understanding and helpful

5
Always understanding and helpful Reviewed on: 8th May 2026

Take the first step

5
I reached out to Stepchange at the beginning of 2025, stressed about my personal debt and wondering how I’d ever tackle it. The website is so easy to navigate and on the occasions I did call everyone I spoke to was super kind and supportive. Going on a DMP really has changed my life and I’m now only around 18 months away from being debt free. I couldn’t recommend them highly enough and I’m just sorry I didn’t take the first step sooner. Reviewed on: 8th May 2026

StepChange are always there

5
StepChange have helped me over a number years after losing my husband. I would definitely recommend them to anyone struggling i these sometimes difficult times Reviewed on: 8th May 2026

Step Change are great.

5
Step Change are great. They treat you as human and help everyway they can. You can still live and pay your debts comfortably. You are not afraid of being in debt anymore. It lifts the stress debt can cause. Any problems and Step Change will help immediately. Reviewed on: 8th May 2026

Having Debts is a very stressful thing,

5
Having Debts is a very stressful thing to have to go through... Step Change have helped take away some of this stress and helped me to organise my money. Reviewed on: 8th May 2026

Very efficient sorted everything out for us and neve...

5
Very efficient sorted everything out for us and never judge anyone Reviewed on: 8th May 2026

Since contacting Stepchange I haven’t look back they...

5
Since contacting Stepchange I haven’t looked back they have been very helpful to me and communicate well and now my debt is under control Reviewed on: 8th May 2026

Five years ago I had credit card debts above £20,000...

4
Five years ago I had credit card debts above £20,000, monthly committed payments of nearly £700 on an income under £2,000. This month I make my final payment of £252 and will be debt free. I have two children of working age and my wife died 10 years ago. It has not been easy but StepChange's assistance has made this achievement more survivable! Reviewed on: 8th May 2026

Stepchane has made me worry free, and I am so grateful!

5
Stepchane has made me worry free, and I am so grateful!!!! Reviewed on: 8th May 2026

My experience with StepChange has been positive.

5
My experience with StepChange has been positive. The advice was clear and easy to understand, I felt supported throughout the process. The adviser was professional, non-judgemental and helped reduce my stress about debt. They made the options available to me much clearer and helped me feel more in control financially. Their communication was timely and helpful. Reviewed on: 8th May 2026

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