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StepChange: Debt advice reviews

4.92
Based on 18,574 reviews, last reviewed 5th Jun 2026
185250% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Thank you Stepchange In the past, I faced challenges with my debts, and the interest kept increasing until I was recommended to contact StepChange. Since that time, my deb... Read more Reviewed on: 5th June 2026
Col T's avatar
Col T

Latest lowest rating:

1

Gave me great peace of mind knowing I was able to ta... Gave me great peace of mind knowing I was able to talk to someone Reviewed on: 28th May 2026
Andrew l's avatar
Andrew l

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18574)

Review of the StepChange, Debt advice:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Debt advice

5
Step change helped me manage to pay my credit card in an affordable manner. Reviewed on: 29th May 2026

Have been so helpful.

5
Have been so helpful.from the get go, I struggled with communication because of my mental health, they were extremely kind, and considerate, they took time to explain things to me as I struggled to take in information, since there help I've maintained a healthy balance with my finances, not having to worry about how I was going to eat or pay my bills. I can't thank them enough for the help I have recieved Reviewed on: 29th May 2026

Best thing i ever did!

5
I was so worried ringing them but they were so supportive and understanding, no judgement at all. They explained everything to me and helped me to make my plan. It's all online so you can check and do reviews on your account rather than ring. You get reminders to review so you really don't have to worry about anything. Don't put it off, ring them today! Reviewed on: 29th May 2026

So Helpful!

5
So Helpful!!! - Thanks. I would be lost without Stepchange's help! - They have been excellent from day one! Reviewed on: 29th May 2026

It’s Taken a lot of the stress and anxiety off of me...

5
It’s Taken a lot of the stress and anxiety off of me at very worrying times I was finding it very difficult to cope with everything that was going on in fact I still would struggle without the support of Stepchange Reviewed on: 29th May 2026

Helpful knowledgeable staff who make an anxious time...

5
Helpful knowledgeable staff who make an anxious time easier to deal with Reviewed on: 29th May 2026

Excellent service at the time of need

5
Excellent service at the time of need Reviewed on: 29th May 2026

Beautiful people always willing to help others.

5
Beautiful people always willing to help others. Reviewed on: 29th May 2026

Step Change is my life saviour

5
Step change for me has been a life saver I was at my lowest and in a very deep hole with no way out. Step change has helped me to open a pathway so that the stress and worry is a lot easier to bare thank you very much Reviewed on: 29th May 2026

I was scammed for a large amount of money

5
I was scammed for a large amount of money and Step change handled all the issues with the loan company's .they made me fell someone was on my side through all the problems i had been left with, Step change guided me through the whole process, amazing charity and staff . Reviewed on: 29th May 2026

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