Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,668 reviews, last reviewed 25th Jul 2026
75660% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Made me feel at ease explaining my situation, helped... Made me feel at ease explaining my situation, helped us so much Reviewed on: 25th July 2026
 Lmozo's avatar
Lmozo

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18668)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Best option if you are in trouble financially

5
Best option if you are in trouble financially Reviewed on: 8th May 2026

relief in helping me sort...

4
Stepchange have given me relief in helping me sort out , prioritise and reduce my debts to creditors. They have always shown respect , which helps relieve the stress of spiralling debts in times of illness , unemployment and age related issues . Reviewed on: 8th May 2026

Staring into the pit.

5
From staring into the pit of despair, having no idea how to deal with ever increasing dept, one phone call to Step Change, set us on the road to recovery. I have never made a more important, nor more rewarding phone call than the one I made the day I called Stap Change. If you have any doubts at all, just pick up the phone, and call them today. Reviewed on: 8th May 2026

Very helpful and helped me massively to get back on...

5
Very helpful and helped me massively to get back on track Reviewed on: 8th May 2026

So far I have being in good hands with step change h...

5
So far I have being in good hands with step change handling all the creditors on my behalf. Reviewed on: 8th May 2026

Good Nights Sleep!

5
Before contacting StepChange and arranging a Debt Management Plan, I used to wake up at night and try to think through how I was going to manage my money. I can now sleep through the night knowing StepChange have me sorted! Reviewed on: 8th May 2026

Professional service with understanding staff.

5
Professional service with understanding staff. Has taken the worry off and good to have structure to my payments. Reviewed on: 8th May 2026

Advisors are always willing to help!

5
Advisors are always willing to help and our empathic and emotionally intelligent. 100% recommend. Reviewed on: 8th May 2026

Stepchange helped us when we didn't know who to turn...

5
Stepchange helped us when we didn't know who to turn to for help. Very understanding and helpful staff Reviewed on: 8th May 2026

Helped me regain my life

5
Highly recommend for anyone who is struggling financially! I’d got into a very bad financial situation and called Stepchange, they helped me every step of the way and organised a debt management plan for me. The relief I felt was beyond anything I thought was possible at that stage in my life. I was struggling with my mental health and Stepchange helped me regain control of my finances and make living bearable again. Reviewed on: 8th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products