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StepChange: Debt advice reviews

4.92
Based on 18,670 reviews, last reviewed 28th Jul 2026
75700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Supportive team, Helpful controllable solutions After struggling financially because of an abusive relationship and becoming a solo parent to a very young child, StepChange Deb Advice have helped me... Read more Reviewed on: 28th July 2026
Laura O's avatar
Laura O

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18670)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Non judgemental and friendly

5
I was in a lot of debt and it hadn't been for StepChange I would have been homeless and I dread to think what would have happened to me. Right from the start they do not judge you they are friendly and helpful. Not long now before after all these years I will be debt free Reviewed on: 7th May 2026

Changed my life.

5
speaking with Stepchange, changed my life. I no longer have the stress of worrying about my debts getting paid on time.They were brilliant, cant thank them enough. Reviewed on: 7th May 2026

StepChange changed my life

5
StepChange changed my life by taking away the worry of debt. After one phone call I could sleep well again and since then I am kept up to date with statements every month. They are excellent at making sure you do not suffer with every day essentials while paying your debts. I am very grateful to them and would recommend them to anyone with debt worries. Reviewed on: 7th May 2026

Really easy to use and saved my mental health.

5
Really easy to use and saved my mental health. I had got my self in a state with my finances and was stuck with what to do, somebody suggested Step Change, and I found the whole experience great you can do it all on line, which for me was brilliant as found it embarrassing to speak to people about it and usually got upset if I did. Great service and can not thank them enough they deal with all your creditors for you which itself can be very stressful. Not out of the woods yet, but sleeping better and alot less stressed about it. Thank you so much Reviewed on: 7th May 2026

Use stepchange. You won't regret it!

5
This is a fantastic service. Being a charity, they are concerned about helping you, not making a profit. They help find the solution that's *right* for you, not what makes them money. They're really helpful on the phone, with a great deal of compassion. When i started, I was getting a little desperate, and it felt like a great weight had been lifted. Now, about halfway through my plan, I can finally see light at the end of the tunnel. Reviewed on: 7th May 2026

Just get on with it, speak to them and don't hesitate

4
Have never had any issues with them although sometimesneed to get a little extra knowledge from them before making a decision Reviewed on: 7th May 2026

A fantastic service with a competent and helpful team

5
A fantastic service with a competent and helpful team Reviewed on: 7th May 2026

Great service

5
Great service. Very easy to communicate. It helps me a lot to spread money into small amounts. I would definitely recommend Reviewed on: 7th May 2026

Great service and friendly people who are supportive

5
Great service and friendly people who are supportive Reviewed on: 7th May 2026

A life changer

5
At the start I was buried in debt, yes, it takes a while but I can now see the light at the end of the tunnel. Working with Stepchange has changed my life. Reviewed on: 7th May 2026

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