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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Non Judgmental

5
Very friendly nonjudgmental Help you understand your options and make sure repayments are affordable with regular reviews to make sure you can manage the repayments Reviewed on: 23rd May 2025

A great company who go out of their way to help and...

5
A great company who go out of their way to help and ease one’s mind Reviewed on: 23rd May 2025

I was stressed getting into debt , overwhelmed by th...

4
I was stressed getting into debt , overwhelmed by the constant pressure of paying things off,A conversation a suggested solution and a way out keeping the debtors at arms length learning how to manage my finances In manageable payments getting back to having a life. Reviewed on: 23rd May 2025

Concerned about my financial situation...

5
I was concerned about my financial situation, but after talking to an advisor and going through my budget a solution was found. These people are so helpful and understanding, NOT judgemental, would recommend to anyone. Reviewed on: 23rd May 2025

stepchange made me feel relaxed and safe they stoppe...

5
stepchange made me feel relaxed and safe they stopped my anxiety Reviewed on: 23rd May 2025

Dealing with StepChange was a breath of fresh air.

5
Dealing with StepChange was a breath of fresh air. From my first call I had people who wanted to help me. Careing and considerate. Was the first time in a long time I felt I was not alone. Reviewed on: 23rd May 2025

I have found everyone I have spoken to most helpful...

5
I have found everyone I have spoken to most helpful and understanding. It was a great relief when I first contacted StepChange and got help in sorting out my finances. They have very good advice and help to plan what is best for you. Reviewed on: 23rd May 2025

Worry Less

5
Took all the stress and worry away after a time of stress and upset. So understanding and everything fully explained Reviewed on: 23rd May 2025

Game changer

5
I was in so much of a financial mess couldn’t see anyway out they changed everything for the best and made me debt free Reviewed on: 23rd May 2025

A Weight lifted.

5
Going to Stepchange was the best thing I ever did. I felt overwhelmed with worry, unable to see a way out of my financial nightmare - then I turned to Stepchange and it really, really was a weight off ! Thank you so much ! Reviewed on: 23rd May 2025

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