Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
86% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Relaxed conversation with all assistants.

5
Relaxed conversation with all assistants. Took me from panic to “at ease” quite quickly. Simple instructions with common sense advice. No patronising, no rushing into decisions and definitely no disrespect when asking stupid questions. loved the information on how to deal with finance companies. Reviewed on: 23rd May 2025

Really Knowledgeable, Incredibly empathetic

5
Really Knowledgeable, very helpful with no agenda, i felt they try to do the best for me as a Customer. Incredibly empathetic and supportive. Reviewed on: 23rd May 2025

Regain control

5
In crisis I spoke to a woman called Gerry, I remember crying to her and saying is this going to be the rest of my life I’m so overwhelmed. She told me to take a deep breath and she said this is the beginning of the rest of your life. And it really was. The moment I took out the plan and gained control things started to change for the better for me. Now a few years later I’m a home owner, I have been able to have another baby and not worry about finances and I am most importantly I am in control. I will never forget Gerry and her help. Reviewed on: 23rd May 2025

All done for you.

5
Really good company, no hassle at all. Reviewed on: 23rd May 2025

My experience has been excellent.

5
My experience has been excellent. Reviewed on: 23rd May 2025

Brilliant - Highly recommend

5
I found myself in financial difficulty and was recommended to seek help from stepchange. They have been brilliant with helping me sort my finances and making life easier. I cannot thank them enough. Staff have also been amazing always have time to answer questions and give sound advice. My sincere thanks to you all. Reviewed on: 23rd May 2025

Very efficent in helping me .

5
Very efficent in helping me , very easy process , good communication, have recomended to others Reviewed on: 23rd May 2025

Ive had great support and help, such a relief.

5
Ive had great support and help, such a relief. I have recommended it to others. Reviewed on: 23rd May 2025

I highly recommend stepchange.

5
Very helpful and great advice thank you very much. Reviewed on: 23rd May 2025

I was worried about speaking to StepChange as I new...

4
I was worried about speaking to StepChange as I new I had to fill in all my incoming and out goings . I'm not very good at speaking on the phone and thought I would have to go through. everything on the phone, but thankfully I could fill in the form on-line. I was concerned that I would get bullied in to changing thinks so it would free up more money, like get cheaper brands when shopping, walk to work when you can to save petrol, Or find cheaper quotes for Internet etc, I thought everything would be looked at in great detail to see where I can save more money. But it was easier than I thought. they were friendly and understanding .I would recommend to get in touch with StepChange if you have debt issues as they will deal with the companies you owe money to which takes the weight off your shoulders, you are able to stress less knowing it's all in hand. Reviewed on: 23rd May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products