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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
86% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Simply the best.

5
They were so helpful and non-judgmental they put our minds at ease. They also keep us up to dare on when our debts will be cleared. Reviewed on: 23rd May 2025

Excellent service

5
Very helpful, excellent service, life changing Reviewed on: 23rd May 2025

Such a relief

5
The process has been seamless and such a relief to finally get the help i had put off for so long. Reviewed on: 23rd May 2025

Can’t thank enough for helping me.

5
Can’t thank enough for helping me.Highly recommended ,very professional service. Reviewed on: 23rd May 2025

Find Customer Service very good, sympathetic, and un...

4
Find Customer Service very good, sympathetic, and understanding each time I do a budget review. They make sure that monthly payments to creditors are what I can afford, and reasonable. Reviewed on: 23rd May 2025

Excellent, reassuring help

5
I found the staff very empathetic and helpful at a time of great worry. Reviewed on: 23rd May 2025

I felt overwhelmed by getting myself in debt at time...

5
I felt overwhelmed by getting myself in debt at time mental health was a real low. But any queries or questions took away some stress Reviewed on: 23rd May 2025

They were very reassuring and helped me out of a tig...

5
They were very reassuring and helped me out of a tight spot. Reviewed on: 23rd May 2025

Pure relief

5
I was feeling very overwhelmed to now somewhat relieved! A very helpful and efficient service! It has certainly made me look at money and spending in a very different way! I thought I was controlled with budgeting but I am much more aware now! I appreciate all their help. Reviewed on: 23rd May 2025

Great experience, very good customer service

5
Great experience, very good customer service Reviewed on: 23rd May 2025

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