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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18656 reviews)

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4.92

Based on 18,655 reviews, last reviewed 1st Jul 2026

188850% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18656)

They have been very helpful the time I needed them .

They have been very helpful the time I needed them . Reviewed on: 6th May 2026

Could not cope then step change helped the pressure...

Could not cope then step change helped the pressure taken away thanks Reviewed on: 6th May 2026

Very professional and caring and always available to...

Very professional and caring and always available to help Reviewed on: 6th May 2026

very helpful.

very helpful. customer service is great it does what it says, haven't had no problems dealing with these. And I'm still with them. Reviewed on: 6th May 2026

Thank you Step Change!

My wife and I are free-lancers and we used to use credit cards and overdrafts. After running up a huge debt and paying masses of interest, we tried to re mortgage but were denied as we couldn't afford the repayments. It was a very scary and stressful time. We turned to Step Change who were incredible. They were very supportive, helpful and positive. After nearly 10 years on our Debt Plan we are only a few months away from clearing many thousands of pounds worth of debt. Thank you so much! Reviewed on: 6th May 2026

Good service time to time statement received

Good service time to time statement received Reviewed on: 6th May 2026

I was severely in debt and Stepchange changed my life.

I was severely in debt and Stepchange changed my life. Reviewed on: 6th May 2026

I could not have done this alone.

I could not have done this alone. Step change has helped me get my life and financial stability back on track. No judgement, just great support. My home life is in a good place along with my mental health. They have provided a clear affordable plan and maintain contact with me each month, but are there any time I need help. Great team. I truly appreciate their support. Reviewed on: 6th May 2026

Easy and stress free

Such a great way to ease money worries and sort debt in a calm and understandable way. Reviewed on: 6th May 2026

Changed my life for the better

I came to StepChange 4 years ago now on the back of some advice from a friend about potential services that could help me with my debts. I was skeptical that there was anything that I could do that wouldn't be completely negative towards my entire future due to social stigmas and understanding about debt management but StepChange took all of that worry away from me. The friendly staff members that I spoke to over the phone were more than welcoming to me and didn't just help me create a sustainable and lasting plan to help tackle and overcome my debts, they also helped me come to terms mentally with my debts and come to a place where I feel comfortable again regarding my finances. While I'm still working through my debts now, I know that when/if I have any questions, StepChange will be there to talk to me and support me in making the right decisions. Reviewed on: 6th May 2026

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